4530 Eld Ln NW, Olympia, WA 98502 Property Records

Thurston County property record for 4530 Eld Ln NW, Olympia, WA 98502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,676 sqft · built 1931
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$8,890 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12931220400`

Property Details

APN / Parcel Number

Primary APN	`12931220400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,650 sqft
Upper Floors Area	1,506 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Metal Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	418 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	612 sqft
Deck Area	1,078 sqft
Patio Area	1,110 sqft
Balcony Area	32 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4530 ELD LN NW
City	OLYMPIA
State	WA
Zip	98502-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRR1/5
Legal Description	31-19-2W .57A L 1 S2 OF COM NE COR S 40-18-0 W 200 F POB S 40-18
Legal Range	02
Legal Township	19
Legal Section	31
Legal Block	3
Legal Lot Number	1
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA WEST
Census Block Group	3
Census Block	3026
Census Tract	11902

Owner

4530 Eld Ln NW is owned and occupied by an individual who acquired it in July 2013.

Source: Thurston County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4530 ELD LN NW, OLYMPIA, WA 98502-8807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Jan 18, 2020	Deed of Trust, Mortgage · Line of Credit SALAL CU
Aug 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2013
Deed Sale	Jul 30, 2013
Prior Sale	Apr 7, 1997
Deed Document Number	20134351158
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4530 ELD LN NW, OLYMPIA, WA 98502-8807
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004940667
Date	Jul 11, 2022
Instrument	4940667

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4530 ELD LN NW, OLYMPIA, WA 98502-8807
Document Number	0004732995
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4530 ELD LN NW OLYMPIA WA 985028807, OLYMPIA, WA 98502-8807

Mortgage

Document Number	0004732995
Date	Jan 24, 2020
Instrument	4732995

Lender

Name	SALAL CU
Type	Credit Union
Address	SEATTLE, WA 98175-0029

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 23, 2045

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 7, 2018
Property Address	4530 ELD LN NW, OLYMPIA, WA 98502-8807
Document Number	0004641124
Instrument Date	Aug 7, 2018
Instrument	4641124
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4530 ELD LN NW OLYMPIA WA 985028807, OLYMPIA, WA 98502-8807

Tax Assessment & Valuation

The 2026 property tax bill for 4530 Eld Ln NW was $8,890.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	Griffin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,890.00
2025		$1,111,500 Land $540,800 Building $570,700	$1,111,500 Land $540,800 Building $570,700
2024	$8,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4530 Eld Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4530 Eld Ln NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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