4540 E Oberlin Way, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4540 E Oberlin Way, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,081 sqft · built 1999
Lot Size	0.234 acres (10,209 sqft)
Owner	Trust Name on File
Last Sale	$311,000 (Aug 2002)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-18-111`

Property Details

APN / Parcel Number

Primary APN	`212-18-111`
Alternative APN	`212181119`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,081 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	3,081 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,209 sqft (0.234 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	448 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4540 E OBERLIN WAY
City	CAVE CREEK
State	AZ
Zip	85331-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	DIAMOND CREEK MCR 471-32
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	DIAMOND CREEK
Legal Lot Number	86
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3004
Census Tract	613300

Owner

4540 E Oberlin Way is owner-occupied and held in a trust since June 2005.

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4540 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESLEND FINANCIAL CORP
Jun 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 20, 2018	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2002 · Amount on File
Deed Sale	Aug 16, 2002 · Amount on File
Prior Sale	Jun 29, 1999 · Amount on File
Deed Document Number	2002838720
Last Transfer Date	Jun 1, 2005
Transfer Doc	0000859817
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4540 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616

Mortgage

Document Number	0000005177
Date	Jan 5, 2021
Instrument	20210005177

Lender

Name	WESLEND FINANCIAL CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2018
Property Address	4540 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000469257
Instrument Date	Jun 14, 2018
Instrument	469257
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 E OBERLIN WAY CAVE CREEK AZ 853313616, CAVE CREEK, AZ 85331-3616

Mortgage

Document Number	469258
Date	Jun 20, 2018
Instrument	469258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 19, 2033

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2018
Property Address	4540 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000469259
Instrument Date	Jun 14, 2018
Instrument	469259
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4540 E OBERLIN WAY CAVE CREEK AZ 853313616, CAVE CREEK, AZ 85331-3616

Tax Assessment & Valuation

The 2025 property tax bill for 4540 E Oberlin Way was $3,549.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,900 (+53.19%)	$809,000 (+2.3%) Land $161,800 Building $647,200
2025	$3,549.00	$52,810 (-37.52%)	$790,800 (-6.44%) Land $158,100 Building $632,700
2024		$84,520	$845,200 Land $169,000 Building $676,200
2023	$3,317.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4540 E Oberlin Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1996–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 E Oberlin Way is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 43% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: BAM Broadband, Verizon.

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