4512 E Oberlin Way, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4512 E Oberlin Way, Cave Creek, AZ 85331

Property Summary

Property Type	Rural Home
Details	2 ba · 1,734 sqft · built 1976
Lot Size	1.25 acres (54,537 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Sep 2025)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-013H`

Property Details

APN / Parcel Number

Primary APN	`212-12-013H`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,734 sqft

Exterior

Year Built	Built 1976
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	54,537 sqft (1.25 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4512 E OBERLIN WAY
City	CAVE CREEK
State	AZ
Zip	85331-6652
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RU-43
Legal Description	S2 N2 N2 W2 E2 SW4 NE4
Legal Range	04E
Legal Township	05N
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SE
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3007
Census Tract	613300

Owner

4512 E Oberlin Way, a rural home, is owned by an individual who bought it in September 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	24103 N 25TH PL, PHOENIX, AZ 85024-5247
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CITY LENDING INC
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FINCO MORTGAGE LLC
Oct 1, 2018	Warranty Deed, Transfer SECURITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Aug 13, 2021 · Amount on File
Deed Document Number	20250564801
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2025
Property Address	4512 E OBERLIN WAY, CAVE CREEK, AZ 85331-6652
Document Number	0000564801
Instrument Date	Sep 30, 2025
Instrument	20250564801
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2912 E BRYCE LN, PHOENIX, AZ 85050-8229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24103 N 25TH PL, PHOENIX, AZ 85024-5247

Mortgage

Document Number	0000564802
Date	Sep 30, 2025
Instrument	20250564802

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 13, 2021
Property Address	4512 E OBERLIN WAY, CAVE CREEK, AZ 85331-6652
Document Number	0000879126
Instrument Date	Aug 11, 2021
Instrument	20210879126
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18295 E BROVELLI LN, LINDEN, CA 95236-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	122 S HARDY DR APT 29, 29, TEMPE, AZ 85281-2583
Investor	Possibly a Property Investor

Mortgage

Document Number	0000879127
Date	Aug 13, 2021
Instrument	20210879127

Lender

Name	FINCO MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 1, 2018
Property Address	4512 E OBERLIN WAY, CAVE CREEK, AZ 85331-6652
Document Number	0000738068
Instrument Date	Sep 27, 2018
Instrument	738068
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20343 N HAYDEN RD #105-51 SCOTTSDALE AZ 852553876, 105-51, SCOTTSDALE, AZ 85255-3876

Tax Assessment & Valuation

The 2025 property tax bill for 4512 E Oberlin Way was $1,068.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,500	$555,000 Land $111,000 Building $444,000
2025	$1,068.00
2024		$52,130 (+13.67%)	$521,300 (+13.67%) Land $104,200 Building $417,100
2023	$1,006.00 (-0.69%)	$45,860 Land $9,170 Building $36,690	$458,600 Land $91,700 Building $366,900
2022	$1,013.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4512 E Oberlin Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1996–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4512 E Oberlin Way is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 50% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: BAM Broadband, Verizon.

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