4534 E Oberlin Way, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4534 E Oberlin Way, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,461 sqft · built 1999
Lot Size	0.273 acres (11,906 sqft)
Owner	2 Trust Names on File
Last Sale	$930,000 (May 2025)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2026 Transfer + 7 more
Flood Zone	Zone X (moderate risk)
APN	`212-18-112`

Property Details

APN / Parcel Number

Primary APN	`212-18-112`
Alternative APN	`212181126`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,461 sqft Living Area
Gross Area	4,801 sqft
1st Floor Area	2,255 sqft
2nd Floor Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,906 sqft (0.273 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	700 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4534 E OBERLIN WAY
City	CAVE CREEK
State	AZ
Zip	85331-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	DIAMOND CREEK MCR 471-32
Legal Range	4E
Legal Township	5N
Legal Section	31
Legal Subdivision	DIAMOND CREEK
Legal Lot Number	87
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3004
Census Tract	613300

Owner

4534 E Oberlin Way is held in a trust since May 2025.

Source: Maricopa County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16206 WALNUT MEADOWS CT, URBANDALE, IA 50323-2724
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2026	Intrafamily Transfer, Transfer
May 1, 2025	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY
May 1, 2025	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY
May 1, 2025	Warranty Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jun 22, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Mar 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Document Number	2025247902
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	0000261302
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2026
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000446911
Instrument Date	Jul 28, 2026
Instrument	2026446911
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	16206 WALNUT MEADOWS CT, URBANDALE, IA 50323-2724

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2026
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000183440
Map Reference	MB 471 PG 32
Instrument Date	Mar 26, 2026
Instrument	20260183440
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 WALNUT MEADOWS CT, URBANDALE, IA 50323-2724

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2025
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000247904
Map Reference	MB 471 PG 32
Instrument Date	Apr 28, 2025
Instrument	20250247904
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2025
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000247903
Map Reference	MB 471 PG 32
Instrument Date	Apr 25, 2025
Instrument	20250247903
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2025
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000247902
Map Reference	MB 471 PG 3
Instrument Date	Apr 24, 2025
Instrument	20250247902
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 940, CAREFREE, AZ 85377-0940

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16200 WALNUT MEADOWS CT, URBANDALE, IA 50323-2724

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616

Mortgage

Document Number	0000093402
Date	Jan 31, 2022
Instrument	20220093402

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456390
Date	Jun 22, 2017
Instrument	2017-0456390

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2022
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000093403
Map Reference	MB 471 PG 32
Instrument Date	Jan 26, 2022
Instrument	20220093403
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616

Mortgage

Document Number	0000093402
Date	Jan 31, 2022
Instrument	20220093402

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 26, 2020
Property Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616
Document Number	0000261302
Map Reference	DOC 99-143613
Instrument Date	Mar 16, 2020
Instrument	20200261302
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4534 E OBERLIN WAY, CAVE CREEK, AZ 85331-3616

Mortgage

Document Number	0000261303
Date	Mar 26, 2020
Instrument	20200261303

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4534 E Oberlin Way was $4,120.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,950 (+49.96%)	$919,500 (+2.31%) Land $183,900 Building $735,600
2025	$4,120.00	$61,315 (-36.32%)	$898,700 (-6.66%) Land $179,700 Building $719,000
2024		$96,280	$962,800 Land $192,500 Building $770,300
2023	$3,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4534 E Oberlin Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1996–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4534 E Oberlin Way is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 43% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: BAM Broadband, Verizon.

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