4540 Capital Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4540 Capital Blvd, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,832 sqft · built 2006
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2022)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`144951`

Property Details

APN / Parcel Number

Primary APN	`144951`
Alternative APN	`092630006500010200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Heated Area
Gross Area	2,336 sqft
1st Floor Area	916 sqft
Upper Floors Area	916 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.06 acres)
Garage Type	Detached - Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	144951
Street Address	4540 CAPITAL BLVD
City	SAINT CLOUD
State	FL
Zip	34769-7082
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ANTHEM PARK PH 2 PB 19 PG 53-54 LOT 20
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK TOWNHOMES
Legal Phase	2
Legal Tract	65
Legal Block	1
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43208

Owner

Source: Osceola County records · APN 144951

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 27, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Oct 01, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Dec 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 19, 2017	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	2022139344
Deed Book / Page	6285 / 730
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 13, 2022
Property Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0062850730
Book / Page	6285 / 730
Map Reference	MB 19 PG 53&54
Instrument Date	Sep 09, 2022
Instrument	2022139344
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082

Mortgage

Document Number	0006285732
Date	Sep 13, 2022
Instrument	6285/732

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2022
Property Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0062401513
Book / Page	6240 / 1513
Map Reference	MB 19 PG 53&54
Instrument Date	Jun 18, 2022
Instrument	2022099728
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,164.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3611 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082

Mortgage

Document Number	0058032591
Date	Oct 01, 2020
Book Page	5803/2591
Instrument	2020131526

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0058100676
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CAPITAL BLVD ST CLOUD FL 347697082, ST CLOUD, FL 34769-7082

Mortgage

Document Number	0058100676
Date	Oct 12, 2020
Book Page	005810/000676
Instrument	136567

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

Interest

Rate	3.62%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0052691137
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 09, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CAPITAL BLVD ST CLOUD FL 347697082, ST CLOUD, FL 34769-7082

Mortgage

Document Number	0052691137
Date	Jan 16, 2018
Book Page	005269/001137
Instrument	7822

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4540 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0052732923
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CAPITAL BLVD ST CLOUD FL 347697082, ST CLOUD, FL 34769-7082

Mortgage

Document Number	0052732923
Date	Jan 24, 2018
Book Page	005273/002923
Instrument	12407

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,986.00 (-2.06%) Homeowner's exemption	$210,400 (-3.26%) Land $40,000 Building $170,400	$210,400 (-3.26%) Land $40,000 Building $170,400
2023	$5,091.00 (+43.94%) Homeowner's exemption	$217,500 (+62.25%) Land $14,900 Building $202,600	$217,500 (+15.32%) Land $14,900 Building $202,600
2022	$3,537.00 Homeowner's exemption	$134,056	$188,600 Land $14,900 Building $173,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured 6 under condo master policies

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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