4521 Capital Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4521 Capital Blvd, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,388 sqft · built 2006
Lot Size0.061 acres (2,657 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Sep 2019)
Tax Bill$5,292 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-26-30-0065-0001-0430

Property Details

APN / Parcel Number

Primary APN09-26-30-0065-0001-0430
Alternative APNs
  • 263009006500010430
  • 144974

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,388 sqft Living Area
Gross Area1,924 sqft
1st Floor Area694 sqft
Upper Floors Area694 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,657 sqft (0.061 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area52 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4521 CAPITAL BLVD
CitySAINT CLOUD
StateFL
Zip34769-7078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionANTHEM PARK PH 2 PB 19 PG 53-54 LOT 43
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 2
Legal Phase2
Legal Tract65
Legal Block430
Legal Lot Number43
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1015
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0065-0001-0430

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1631 E VINE ST, 300, KISSIMMEE, FL 34744-3710
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 16, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 03, 2025Trustee's Deed, Foreclosure
Sep 20, 2019Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleSep 03, 2013 · Amount on Record
Deed Document Number2019121897
Deed Book / Page5592 / 2769
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078

Mortgage

Document Number0064522818
DateAug 07, 2023
Book Page6452/2818
Instrument2023101974
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueSep 01, 2049

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078

Mortgage

Document Number0066792883
DateOct 16, 2024
Book Page6679/2883
Instrument2024131609
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueNov 01, 2064

December 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateDec 03, 2025
Property Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078
Document Number0068881248
Book / Page6888 / 1248
Map ReferenceMB 19 PG 53&54
Instrument DateDec 03, 2025
Instrument2025148047
Transaction TypeForeclosure
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1631 E VINE ST STE 300, 300, KISSIMMEE, FL 34744-3710

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 20, 2019
Property Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078
Document Number0055922769
Book / Page5592 / 2769
Map ReferenceMB 19 PG 53&54
Instrument DateAug 28, 2019
Instrument2019121897
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySMART INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4960, CAGUAS, PR 00726-4960

Transferred To (Grantee/Buyer)

NameVerified Name
Address4521 CAPITAL BLVD, SAINT CLOUD, FL 34769-7078

Mortgage

Document Number0055922771
DateSep 20, 2019
Instrument5592/2771
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,292.00 (+5.1%)$184,400 (-1.18%) Land $40,000 Building $144,400$184,400 (-1.18%) Land $40,000 Building $144,400
2023$5,035.00 (+7.98%)$186,600 (+15.04%) Land $14,900 Building $171,700$186,600 (+15.04%) Land $14,900 Building $171,700
2022$4,663.00$162,200 Land $14,900 Building $147,300$162,200 Land $14,900 Building $147,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 469 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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