4520 Capital Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4520 Capital Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,388 sqft · built 2006
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Sep 2023)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144953`

Property Details

APN / Parcel Number

Primary APN	`144953`
Alternative APN	`092630006500010220`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,388 sqft Heated Area
Gross Area	1,924 sqft
1st Floor Area	694 sqft
Upper Floors Area	694 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.06 acres)
Garage Type	Detached - Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	144953
Street Address	4520 CAPITAL BLVD
City	SAINT CLOUD
State	FL
Zip	34769-7082
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 2 PB 19 PG 53-54 LOT 22
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK TOWNHOMES
Legal Phase	2
Legal Tract	65
Legal Block	1
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4520 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	2023125965
Deed Book / Page	6479 / 800
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 26, 2023
Property Address	4520 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0064790800
Book / Page	6479 / 800
Map Reference	MB 19 PG 53&54
Instrument Date	Sep 22, 2023
Instrument	2023125965
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1582 SOPTS BEE ST, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082

Mortgage

Document Number	0064790802
Date	Sep 26, 2023
Book Page	6479/802
Instrument	2023125966

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2023
Property Address	4520 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082
Document Number	0063671101
Book / Page	6367 / 1101
Map Reference	MB 19 PG 53&54
Instrument Date	Feb 27, 2023
Instrument	2023026069
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 CAPITAL BLVD, SAINT CLOUD, FL 34769-7082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 ASHLAND AVE UNIT 509, 509, DES PLAINES, IL 60016-7724

Mortgage

Document Number	0063671103
Date	Mar 6, 2023
Instrument	6367/1103

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (-30.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,000 (+149.18%) Land $40,000 Building $150,000	$190,000 (+1.82%) Land $40,000 Building $150,000
2023	$1,491.00 (+6.05%) Homeowner's exemption Senior Citizen's exemption	$76,251 (+3%)	$186,600 (+15.04%) Land $14,900 Building $171,700
2022	$1,406.00 Homeowner's exemption Senior Citizen's exemption	$74,031	$162,200 Land $14,900 Building $147,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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