4540 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4540 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1963
Lot Size	0.914 acres (39,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Mar 2002)
Tax Bill	$430 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-000000-041110`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-000000-041110`
Alternative APNs	`282923000000041110` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft
Flooring	Cork
Interior Walls	Wood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	39,818 sqft (0.914 acres)
Lot Dimensions	222 ft deep x 180 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,017 sqft
Carport	Carport
Carport Area	2,017 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	462 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4540 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	E 242 FT OF S 180 FT OF SE1/4 OF NE1/4 OF SW1/4 LESS MAINT R/W
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3006
Census Tract	14904

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4540 BAILEY RD, MULBERRY, FL 33860-9450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2002 · Amount on Record
Deed Sale	Mar 15, 2002 · Amount on Record
Deed Book / Page	4952 / 2222
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4540 BAILEY RD, MULBERRY, FL 33860-9450
Document Number	0113161178
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 BAILEY RD MULBERRY FL 338609450, MULBERRY, FL 33860-9450

Mortgage

Document Number	0113161178
Date	Jul 29, 2020
Book Page	011316/001178
Instrument	153228

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jul 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.04%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4540 BAILEY RD, MULBERRY, FL 33860-9450
Document Number	0113161192
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 BAILEY RD MULBERRY FL 338609450, MULBERRY, FL 33860-9450

Mortgage

Document Number	0113161192
Date	Jul 29, 2020
Book Page	011316/001192
Instrument	153229

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jul 28, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.04%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4540 BAILEY RD, MULBERRY, FL 33860-9450
Document Number	0108990827
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 BAILEY RD MULBERRY FL 338609450, MULBERRY, FL 33860-9450

Mortgage

Document Number	0108990827
Date	Jul 8, 2019
Book Page	010899/000827
Instrument	141068

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4540 BAILEY RD, MULBERRY, FL 33860-9450
Document Number	0100850390
Book / Page	010085 / 000390
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4540 BAILEY RD MULBERRY FL 338609450, MULBERRY, FL 33860-9450

Mortgage

Document Number	0100850390
Date	Mar 8, 2017
Book Page	010085/000390
Instrument	45020

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 7, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00 (-53.31%) Homeowner's exemption	$70,359 (+5.99%)	$246,304 (+1.04%) Land $16,848 Building $229,456
2023	$921.00 (+4.19%) Homeowner's exemption	$66,384 (+3%)	$243,773 (+12.17%) Land $16,848 Building $226,925
2022	$884.00 Homeowner's exemption	$64,450	$217,327 Land $15,912 Building $201,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Bailey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures