4655 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4655 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,560 sqft · built 2001
Lot Size	1.16 acres (50,956 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,825 (2025)
Deeds & Mortgages	May 2021 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-000000-023020`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-000000-023020`
Alternative APNs	`282923000000023020` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,560 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	50,956 sqft
Lot Dimensions	260 ft deep x 210 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	806 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	390 sqft
Porch	Florida Room
Porch Area	541 sqft

Location & Zoning

Street Address	4655 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 210 FT OF N 1076 FT OF W 260 FT OF N2/3 OF W1/2 OF SE1/4 LESS RD R/W
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1000
Census Tract	14905

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4655 BAILEY RD, MULBERRY, FL 33860-4425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4655 BAILEY RD, MULBERRY, FL 33860-4425
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 BAILEY RD, MULBERRY, FL 33860-4425

Mortgage

Document Number	0000121138
Date	May 10, 2021
Book Page	11708/1358
Instrument	2021121138

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4655 BAILEY RD, MULBERRY, FL 33860-4425
Document Number	0114691297
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4655 BAILEY RD MULBERRY FL 338604425, MULBERRY, FL 33860-4425

Mortgage

Document Number	0114691297
Date	Nov 25, 2020
Book Page	011469/001297
Instrument	253927

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2040

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00 (-16.97%) Homeowner's exemption	$181,389 (+5.99%)	$485,106 (+0.32%) Land $20,790 Building $464,316
2023	$2,198.00 (+3.44%) Homeowner's exemption	$171,143 (+3%)	$483,552 (+12.55%) Land $20,790 Building $462,762
2022	$2,125.00 Homeowner's exemption	$166,158	$429,637 Land $19,635 Building $410,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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