4420 Bailey Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4420 Bailey Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1966
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2026)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-000000-042010`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-000000-042010`
Alternative APNs	`282923000000042010` `82923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	40,001 sqft (0.918 acres)
Lot Dimensions	195 ft deep x 210 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Porch	Florida Room
Porch Area	200 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4420 BAILEY RD
City	MULBERRY
State	FL
Zip	33860-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	E 210 FT OF N 240 FT OF SE1/4 OF SW1/4 LESS N 30 FT & LESS MAINT R/W
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3006
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4420 BAILEY RD, MULBERRY, FL 33860-9449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2021	Warranty Deed, Transfer · VA Mortgage EXCEL MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	2026158021
Deed Book / Page	14060 / 1548
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 2, 2026
Property Address	4420 BAILEY RD, MULBERRY, FL 33860-9449
Document Number	0000158021
Book / Page	14060 / 1548
Instrument Date	Jun 23, 2026
Instrument	2026158021
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	HILLSBOROUGH TITLE INC, HILLSBOROUGH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 BAILEY RD, MULBERRY, FL 33860-9449

Mortgage

Document Number	0000158022,
Date	Jul 2, 2026
Instrument	2026158022

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2051

Interest

Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 20, 2021
Property Address	4420 BAILEY RD, MULBERRY, FL 33860-9449
Document Number	0000099698
Book / Page	11675 / 1702
Instrument Date	Apr 16, 2021
Instrument	2021099698
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4420 BAILEY RD, 4420, MULBERRY, FL 33860-9449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	111 EAST RELMAR STREET, LAKELAND, FL 33803

Mortgage

Document Number	0116751704
Date	Apr 20, 2021
Instrument	11675/1704

Lender

Name	EXCEL MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,126 (-4.69%) Land $18,711 Building $168,415	$187,126 (-6.79%) Land $18,711 Building $168,415
2025	$2,018.00 (-21.54%) Homeowner's exemption	$196,331 (+5.99%)	$200,760 (-1.11%) Land $18,711 Building $182,049
2024	$2,572.00 (+7.93%)
2023	$2,383.00 (+3.29%) Homeowner's exemption	$185,241 (+3%)	$203,019 (+12.88%) Land $18,711 Building $184,308
2022	$2,307.00 Homeowner's exemption	$179,846 Land $17,672 Building $162,174	$179,846 Land $17,672 Building $162,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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