Kane County property record for 454 North St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 660 sqft · built 1915 |
| Lot Size | 0.73 acres (3,168 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Apr 2015) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-178-004 |
| Primary APN | 06-13-178-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 3,168 sqft (0.73 acres) |
| Street Address | 454 NORTH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | B W RAYMONDS ADDN SOUTH 1/3 EAST 3 RODS LOT 14 |
| Legal Subdivision | B W RAYMONDS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 454 NORTH ST, ELGIN, IL 60120-5648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2015 · Amount on Record |
| Deed Sale | Apr 20, 2015 · Amount on Record |
| Prior Sale | Nov 18, 2014 |
| Deed Document Number | 201519555 |
| Last Transfer Date | May 2, 2018 |
| Transfer Doc | 0000024170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 24, 2018 |
| Property Address | 454 NORTH ST, ELGIN, IL 60120-5648 |
| Document Number | 0000024170 |
| Instrument Date | May 2, 2018 |
| Instrument | 24170 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 NORTH ST ELGIN IL 601205648, ELGIN, IL 60120-5648 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (+15.65%) Homeowner's exemption | $44,038 (+8.57%) Land $9,000 Building $35,038 | $132,167 (+8.57%) Land $27,011 Building $105,156 |
| 2024 | $40,562 (+21.4%) Land $8,290 Building $32,272 | $121,735 (+21.44%) Land $24,880 Building $96,855 | |
| 2022 | $2,377.00 (+5.6%) Homeowner's exemption | $33,413 (+6.96%) Land $6,829 Building $26,584 | $100,239 (+6.96%) Land $20,487 Building $79,752 |
| 2021 | $2,251.00 Homeowner's exemption | $31,239 Land $6,385 Building $24,854 | $93,717 Land $19,155 Building $74,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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