416 North St, Elgin, IL 60120 Property Records

Kane County property record for 416 North St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 633 sqft · built 1900
Lot Size0.1 acres (4,370 sqft)
Owner2 Individual Names on File
Last Sale$58,500 (Apr 1997)
Tax Bill$2,653 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-177-011

Property Details

APN / Parcel Number

Primary APN06-13-177-011

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area633 sqft Living Area
Gross Area825 sqft
1st Floor Area633 sqft
Basement Area192 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Foundation TypeRaised
Lot Area4,370 sqft (0.1 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address416 NORTH ST
CityELGIN
StateIL
Zip60120-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB W RAYMONDS ADDN EAST 46 FT SOUTH 1/2 WEST 1/2 LOT 12
Legal SubdivisionB W RAYMONDS ADDN
Legal Block1
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1007
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

416 North St is owned and occupied by two individuals who bought it in April 1997.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address416 NORTH ST, ELGIN, IL 60120-5632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 1997 · Amount on File
Deed SaleApr 18, 1997 · Amount on File
Prior SaleDec 27, 1995 · Amount on File
Deed Document Number199724752
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 416 North St was $2,653 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,653.00 Homeowner's exemption$42,787 (+8.57%) Land $10,029 Building $32,758$128,412 (+8.57%) Land $30,099 Building $98,313
2024$39,409 Land $9,237 Building $30,172$118,274 Land $27,722 Building $90,552
2022$2,294.00 (+5.62%) Homeowner's exemption$32,464 (+6.96%) Land $7,609 Building $24,855$97,392 (+6.96%) Land $22,827 Building $74,565
2021$2,172.00 Homeowner's exemption$30,352 Land $7,114 Building $23,238$91,056 Land $21,342 Building $69,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on North St

Nearby Streets

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