457 North St, Elgin, IL 60120 Property Records

Kane County property record for 457 North St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1954
Lot Size	0.94 acres (4,084 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Aug 2020)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-252-003`

Property Details

APN / Parcel Number

Primary APN	`06-13-252-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,008 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	4,084 sqft (0.94 acres)
Lot Dimensions	83 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	457 NORTH ST
City	ELGIN
State	IL
Zip	60120-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD H HOTCHKISS ADDN EAST 3 RODS NORTH 5 RODS OF LOT B
Legal Subdivision	EDWARD H HOTCHKISS ADDN
Legal Block	3
Legal Lot Number	B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3002
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	457 NORTH ST, ELGIN, IL 60120-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	202048061
Prior Transfer Date	Jan 9, 1997
Prior Transfer Doc	0000008071
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 25, 2020
Property Address	457 NORTH ST, ELGIN, IL 60120-5649
Document Number	0000048061
Instrument Date	Jul 20, 2020
Instrument	2020K048061
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 NORTH ST, 457, ELGIN, IL 60120-5649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 NORTH ST, ELGIN, IL 60120-5649

Mortgage

Document Number	0000048062
Date	Aug 25, 2020
Instrument	2020K048062

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,083.00 (+15.76%) Homeowner's exemption
2024		$56,664 (+21.39%) Land $10,487 Building $46,177	$170,060 (+21.44%) Land $31,474 Building $138,586
2022	$3,527.00 (+5.03%) Homeowner's exemption	$46,678 (+6.96%) Land $8,639 Building $38,039	$140,034 (+6.96%) Land $25,917 Building $114,117
2021	$3,358.00 Homeowner's exemption	$43,641 Land $8,077 Building $35,564	$130,923 Land $24,231 Building $106,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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