Kane County property record for 450 N Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,159 sqft · built 1963 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $51,000 (Sep 2015) |
| Tax Bill | $5,738 (2025) |
| Deeds & Mortgages | Nov 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-356-010 |
| Primary APN | 06-11-356-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,700 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 450 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENACRES LOT 5 BLOCK 5 |
| Legal Subdivision | GREENACRES |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 N COMMONWEALTH AVE, ELGIN, IL 60123-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on Record |
| Deed Sale | Sep 16, 2015 · Amount on Record |
| Prior Sale | Dec 23, 2014 |
| Deed Document Number | 201550664 |
| Prior Transfer Date | Aug 10, 2010 |
| Prior Transfer Doc | 0000051475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 450 N COMMONWEALTH AVE, ELGIN, IL 60123-3418 |
| Document Number | 0000009465 |
| Instrument Date | Nov 18, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 450 N COMMONWEALTH AVE ELGIN IL 601233418, ELGIN, IL 60123-3418 |
| Document Number | 0000009465 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 9465 |
| Name | HABITAT/HUMANITY/NTHRN FOX VLY |
|---|---|
| Address | 56 S GROVE AVE, ELGIN, IL 60120-6404 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,738.00 (+15.83%) Homeowner's exemption | $83,216 (+8.57%) Land $24,612 Building $58,604 | $249,748 (+8.57%) Land $73,866 Building $175,882 |
| 2024 | $76,647 (+21.39%) Land $22,669 Building $53,978 | $230,033 (+21.44%) Land $68,034 Building $161,999 | |
| 2022 | $4,954.00 (+4.71%) Homeowner's exemption | $63,139 (+6.96%) Land $18,674 Building $44,465 | $189,417 (+6.96%) Land $56,022 Building $133,395 |
| 2021 | $4,731.00 Homeowner's exemption | $59,031 Land $17,459 Building $41,572 | $177,093 Land $52,377 Building $124,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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