416 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 416 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,485 sqft · built 1928
Lot Size0.225 acres (9,780 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (Jan 2005)
Tax Bill$7,880 (2025)
Flood ZoneZone X (minimal risk)
APN06-11-356-013

Property Details

APN / Parcel Number

Primary APN06-11-356-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,485 sqft Living Area
Gross Area2,489 sqft
Basement Area1,004 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialBrick
Lot Area9,780 sqft (0.225 acres)
Lot Dimensions163 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address416 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENACRES LOT 8 BLOCK 5
Legal SubdivisionGREENACRES
Legal Block5
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address416 N COMMONWEALTH AVE, ELGIN, IL 60123-3418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2005 · Amount on Record
Deed SaleJan 7, 2005 · Amount on Record
Deed Document Number20053146
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,880.00 (+15.85%) Homeowner's exemption$111,302 (+8.57%) Land $25,391 Building $85,911$334,040 (+8.57%) Land $76,203 Building $257,836
2024$102,517 (+21.39%) Land $23,387 Building $79,130$307,674 (+21.44%) Land $70,189 Building $237,485
2022$6,802.00 (+4.52%) Homeowner's exemption$84,450 (+6.96%) Land $19,265 Building $65,185$253,350 (+6.96%) Land $57,795 Building $195,555
2021$6,508.00 Homeowner's exemption$78,954 Land $18,011 Building $60,943$236,862 Land $54,033 Building $182,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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