Harford County property record for 454 E Broadway, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,744 sqft · built 1972 |
| Lot Size | 0.222 acres (9,677 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,900 (Apr 2005) |
| Tax Bill | $2,930 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-024253 |
| Primary APN | 03-024253 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,677 sqft (0.222 acres) |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 024253 |
|---|---|
| Street Address | 454 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 17 9677 SF 454 E BROADWAY HARFORD COMMONS P 23/22 |
| Legal Subdivision | HARFORD COMMONS |
| Legal Block | C |
| Legal Lot Number | 17 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 454 E BROADWAY, BEL AIR, MD 21014-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2005 · Amount on Record |
| Deed Sale | Apr 22, 2005 · Amount on Record |
| Prior Sale | Sep 10, 2004 · Amount on Record |
| Deed Document Number | 2005386 |
| Deed Book / Page | 5995 / 570 |
| Last Transfer Date | Jan 18, 2012 |
| Transfer Doc | 0095750472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 454 E BROADWAY, BEL AIR, MD 21014-3204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0169280431 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 16928/431 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 454 E BROADWAY, BEL AIR, MD 21014-3204 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SANCTUARY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0153740109 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 15374/109 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,930.00 (+9.25%) Homeowner's exemption | $307,400 (+2.43%) | $322,000 (+7.3%) Land $83,500 Building $238,500 |
| 2025 | $2,682.00 (+10.42%) Homeowner's exemption | $300,100 (+11.19%) Land $83,500 Building $216,600 | $300,100 (-) Land $83,500 Building $216,600 |
| 2023 | $269,900 | $300,100 Land $83,500 Building $216,600 | |
| 2022 | $2,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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