Harford County property record for 450 E Broadway, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,746 sqft · built 1971 |
| Lot Size | 0.218 acres (9,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Nov 2020) |
| Tax Bill | $3,179 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-001733 |
| Primary APN | 03-001733 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,746 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,498 sqft (0.218 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 001733 |
|---|---|
| Street Address | 450 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 19 BK C 9498 SF 450 E BROADWAY HARFORD COMMONS P 23/22 |
| Legal Subdivision | HARFORD COMMONS |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 E BROADWAY, BEL AIR, MD 21014-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| May 9, 2017 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Prior Sale | May 9, 2017 · Amount on Record |
| Deed Book / Page | 14276 / 454 |
| Prior Transfer Date | Jan 3, 2014 |
| Prior Transfer Doc | 0106380213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 20, 2020 |
| Property Address | 450 E BROADWAY, BEL AIR, MD 21014-3204 |
| Document Number | 0142760454 |
| Book / Page | 14276 / 454 |
| Map Reference | MB 22 FO 97 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | COVENANT TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1331 QUAKER CHURCH RD, 1331, STREET, MD 21154-1713 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 450 E BROADWAY, BEL AIR, MD 21014-3204 |
| Document Number | 0142760460 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 14276/460 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 9, 2017 |
| Property Address | 450 E BROADWAY, BEL AIR, MD 21014-3204 |
| Document Number | 0123340471 |
| Book / Page | 12334 / 0471 |
| Map Reference | MB22 FO97 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 12334-0471 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,198.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 450 E BROADWAY # BEL, BEL, BEL AIR, MD 21014-3204 |
| Document Number | 0123340479 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 12334-0479 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,179.00 (+8.2%) | $333,500 (+2.55%) | $350,100 (+7.66%) Land $83,500 Building $266,600 |
| 2025 | $2,938.00 (+12.39%) | $325,200 (+11.65%) Land $83,500 Building $241,700 | $325,200 (-) Land $83,500 Building $241,700 |
| 2023 | $291,267 | $325,200 Land $83,500 Building $241,700 | |
| 2022 | $2,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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