Harford County property record for 452 E Broadway, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,370 sqft · built 1971 |
| Lot Size | 0.218 acres (9,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,900 (Feb 2018) |
| Tax Bill | $3,480 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-025659 |
| Primary APN | 03-025659 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,498 sqft (0.218 acres) |
| Lot Dimensions | 139 ft deep x 72 ft wide |
| Garage Type | Built-in |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 84 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 025659 |
|---|---|
| Street Address | 452 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 18 BK C 74/72X139 452 E BROADWAY HARF COMMONS PT 23/22 |
| Legal Subdivision | HARFORD COMMONS |
| Legal Block | C |
| Legal Lot Number | 18 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 452 E BROADWAY, BEL AIR, MD 21014-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Feb 23, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on Record |
| Deed Sale | Feb 23, 2018 · Amount on Record |
| Prior Sale | Jun 10, 2015 · Amount on Record |
| Deed Book / Page | 12719 / 403 |
| Prior Transfer Date | Jan 6, 2010 |
| Prior Transfer Doc | 0084820376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 452 E BROADWAY, BEL AIR, MD 21014-3204 |
| Document Number | 0139330217 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 452 E BROADWAY BEL AIR MD 210143204, BEL AIR, MD 21014-3204 |
| Document Number | 0139330217 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 013933/000217 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 23, 2018 |
| Property Address | 452 E BROADWAY, BEL AIR, MD 21014-3204 |
| Document Number | 0127190403 |
| Book / Page | 012719 / 000403 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 452 E BROADWAY BEL AIR MD 210143204, BEL AIR, MD 21014-3204 |
| Document Number | 127190408 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 012719/000408 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,480.00 (+8.48%) | $365,067 (+2.63%) | $383,800 (+7.9%) Land $83,500 Building $300,300 |
| 2025 | $3,208.00 (+12.8%) | $355,700 (+12.03%) Land $83,500 Building $272,200 | $355,700 (-) Land $83,500 Building $272,200 |
| 2023 | $317,500 | $355,700 Land $83,500 Building $272,200 | |
| 2022 | $2,844.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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