4539 Gardner St, Bradenton, FL 34210 Property Records

Manatee County property record for 4539 Gardner St, Bradenton, FL 34210

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$571,600 (Apr 2026)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`51645-1240-9`

Property Details

APN / Parcel Number

Primary APN	`51645-1240-9`

Exterior

Lot Area	5,040 sqft (0.116 acres)

Location & Zoning

Street Address	4539 GARDNER ST
City	BRADENTON
State	FL
Zip	34210-1734
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 791 SEAFLOWER PH I SUBPHS IA & IB-1 PI#51645.1240/9
Legal Subdivision	SEAFLOWER PH I SUBPH IA AND IB-1
Legal Lot Number	791
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4001
Census Tract	1104

Owner

Source: Manatee County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5873 WINTERBERRY PL, ALLENTOWN, PA 18104-8425
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed · Conventional Mortgage PULTE MORTGAGE LLC
Jun 17, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	202642906
Record Updated	Sep 20, 2026

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 16, 2026
Property Address	4539 GARDNER ST, BRADENTON, FL 34210-1734
Document Number	0000042906
Instrument Date	Apr 10, 2026
Instrument	202642906
Record Updated	Jul 6, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404,121.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5873 WINTERBERRY PL, ALLENTOWN, PA 18104-8425

Mortgage

Document Number	0000042907,
Date	Apr 16, 2026
Instrument	202642907

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 17, 2025
Property Address	4539 GARDNER ST, BRADENTON, FL 34210-1734
Document Number	0041075703
Map Reference	MB 82 PG 60-107
Instrument Date	Jun 12, 2025
Instrument	202541075703
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$10,712.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8116 CORTEZ RD W, BRADENTON, FL 34210-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24311 WALDEN CENTER DR STE 300, 300, BONITA SPRINGS, FL 34134-4937
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00	$15,692 Land $15,692	$15,692 Land $15,692

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	182 units insured incl. 84 condo units
Nearby Flood Claims	50 (2024)
Most Recent Claim	Dec 2024
Claims by Event	Hurricane Helene, Sep 2024 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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