4527 Gardner St, Bradenton, FL 34210 Property Records

Manatee County property record for 4527 Gardner St, Bradenton, FL 34210

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2025
Lot Size0.116 acres (5,040 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Nov 2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51645-1255-9

Property Details

APN / Parcel Number

Primary APN51645-1255-9

Exterior

Year BuiltBuilt 2025
Lot Area5,040 sqft (0.116 acres)

Location & Zoning

Street Address4527 GARDNER ST
CityBRADENTON
StateFL
Zip34210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 794 SEAFLOWER PH I SUBPHS IA & IB-1 PI#51645.1255/9
Legal SubdivisionSEAFLOWER PH I SUBPH IA AND IB-1
Legal Lot Number794
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group4
Census Block4001
Census Tract311

Owner

Source: Manatee County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4527 GARDNER ST, BRADENTON, FL 34210
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 7, 2025 · Amount on Record
Deed SaleNov 7, 2025 · Amount on Record
Deed Document Number2025135762
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 7, 2025
Property Address4527 GARDNER ST, BRADENTON, FL 34210-1734
Document Number0041135762
Map ReferenceMB 82 PG 60-107
Instrument DateNov 5, 2025
Instrument202541135762
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4527 GARDEN LN, BRADENTON, FL 34207

Mortgage

Document Number0041135763
DateNov 7, 2025
Instrument202541135763
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change8.37%
Index1-Year CMT
Max Rate11.3%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$15,692 Land $15,692$15,692 Land $15,692

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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