Manatee County property record for 4523 Gardner St, Bradenton, FL 34210
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,395 sqft · built 2025 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $514,400 (Nov 2025) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51645-1260-9 |
| Primary APN | 51645-1260-9 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,395 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,040 sqft (0.116 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4523 GARDNER ST |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34210-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 795 SEAFLOWER PH I SUBPHS IA & IB-1 PI#51645.1260/9 |
| Legal Subdivision | SEAFLOWER PH I SUBPH IA AND IB-1 |
| Legal Lot Number | 795 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1104 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28019 JEFFERSON AVE, SAINT CLAIR SHORES, MI 48081-2567 |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Deed Document Number | 2025136373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 4523 GARDNER ST, BRADENTON, FL 34210-1734 |
| Document Number | 0041136373 |
| Map Reference | MB 82 PG 60-107 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 202541136373 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,600.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 28019 JEFFERSON AVE, SAINT CLAIR SHORES, MI 48081-2567 |
| Document Number | 0041136374 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 202541136374 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,054 (+2,589.61%) Land $85,000 Building $337,054 | $422,054 (+2,589.61%) Land $85,000 Building $337,054 | |
| 2025 | $2,278.00 | $15,692 Land $15,692 | $15,692 Land $15,692 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 182 units insured incl. 84 condo units |
| Nearby Flood Claims | 50 (2024) |
| Most Recent Claim | Dec 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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