Macomb County property record for 45371 Shoal Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,840 sqft · built 2010 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Trust Name on File |
| Last Sale | $30,000 (Aug 2009) |
| Tax Bill | $5,847 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-08-33-375-002 |
| Primary APN | 20-08-33-375-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| 1st Floor Area | 1,419 sqft |
| Basement Area | 1,419 sqft |
| Unfinished Basement | 1,419 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 133 ft deep x 73 ft wide |
| Garage Area | 655 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45371 SHOAL DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 1 LOT 149 LIBER : 157 PGS : 46-54 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 149 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 224201 |
45371 Shoal Dr is owner-occupied and held in a trust since October 2020.
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45371 SHOAL DR, MACOMB, MI 48044-4239 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 24, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on File |
| Deed Sale | Aug 11, 2009 · Amount on File |
| Prior Sale | Mar 14, 2005 · Amount on File |
| Deed Document Number | 20099088194 |
| Deed Book / Page | 19906 / 782 |
| Last Transfer Date | Oct 29, 2020 |
| Transfer Doc | 0000127507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45371 SHOAL DR, MACOMB, MI 48044-4239 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000144968 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 25102/832 |
| Instrument | 7144968 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 16, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45371 SHOAL DR, MACOMB, MI 48044-4239 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000099216 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 25560/276 |
| Instrument | 8099216 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 20, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 24, 2021 |
| Property Address | 45371 SHOAL DR, MACOMB, MI 48044-4239 |
| Document Number | 0000127507 |
| Book / Page | 27447 / 255 |
| Map Reference | LB 157 PG 46-54 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2127507 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45371 SHOAL DR, MACOMB, MI 48044-4239 |
The 2025 property tax bill for 45371 Shoal Dr was $5,847 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,800 (+4.39%) | $561,600 (+4.39%) | |
| 2025 | $5,847.00 Homeowner's exemption | $269,000 | $538,000 |
| 2023 | $231,800 | $463,600 | |
| 2022 | $5,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45371 Shoal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45371 Shoal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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