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45326 Shoal Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45326 Shoal Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,849 sqft · built 2017
Lot Size0.255 acres (11,108 sqft)
Owner2 Individual Names on File
Last Sale$410,875 (Aug 2018)
Tax Bill$8,072 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-08-33-378-001

Property Details

APN / Parcel Number

Primary APN20-08-33-378-001
Alternative APN
  • 0833378001

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,849 sqft Living Area
1st Floor Area1,284 sqft
Basement Area1,284 sqft
Unfinished Basement1,284 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area11,108 sqft (0.255 acres)
Lot Dimensions129 ft deep x 86 ft wide
Garage Area639 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45326 SHOAL DR
CityMACOMB
StateMI
Zip48044-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTWIN RIVER SUB NO. 1 LOT 138 LIBER : 157 PGS : 46-54
Legal SubdivisionTWIN RIVER SUB
Legal Lot Number138
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1001
Census Tract224201

Owner

45326 Shoal Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address45326 SHOAL DR, MACOMB, MI 48044-4238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC
Aug 27, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Aug 22, 2018Quit Claim Deed, Transfer
OTHER
Feb 27, 2017Quit Claim Deed, Transfer
Quitclaim
Mar 1, 2017Warranty Deed, Construction Loan
ATA NATIONAL TITLE, ATA NAT'L TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on File
Deed SaleAug 27, 2018 · Amount on File
Prior SaleMar 1, 2017 · Amount on File
Deed Document Number20188095439
Deed Book / Page25542 / 85
Prior Transfer DateAug 17, 2018
Prior Transfer Doc0000094078
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45326 SHOAL DR, MACOMB, MI 48044-4238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address45326 SHOAL DR, MACOMB, MI 48044-4238

Mortgage

Document Number0000100014
DateAug 21, 2020
Book Page26937/775
Instrument2100014
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 27, 2018
Property Address45326 SHOAL DR, MACOMB, MI 48044-4238
Document Number0000095439
Book / Page025542 / 000085
Instrument DateAug 20, 2018
Instrument95439
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,533.52
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31605 FRASER DR FRASER MI 480262509, FRASER, MI 48026-2509

Mortgage

Document Number94079
DateAug 27, 2018
Book Page025536/000033
Instrument94079
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 26, 2048

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateAug 22, 2018
Property Address45326 SHOAL DR, MACOMB, MI 48044-4238
Document Number0000094078
Book / Page025536 / 000031
Instrument DateAug 17, 2018
Instrument94078
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address21916 RIO GRANDE DR MACOMB MI 480444444, MACOMB, MI 48044-4444

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateFeb 27, 2017
Property Address45326 SHOAL DR, MACOMB, MI 48044-4238
Document Number0000024087
Book / Page024575 / 000848
Instrument DateFeb 24, 2017
Instrument24087
Transaction TypeTransfer
Record UpdatedMar 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address57133 WILLOW RIDGE BLVD WASHINGTON MI 480943208, WASHINGTON, MI 48094-3208

March 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMar 1, 2017
Property Address45326 SHOAL DR, MACOMB, MI 48044-4238
Document Number0000025173
Book / Page024580 / 000820
Instrument DateFeb 24, 2017
Instrument25173
Transaction TypeConstruction Loan
Record UpdatedMar 28, 2017
Title CompanyATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

AmountAmount on Record
Tax$688.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15065 32 MILE RD BRUCE TWP MI 480654901, BRUCE TWP, MI 48065-4901

Tax Assessment & Valuation

The 2025 property tax bill for 45326 Shoal Dr was $8,072 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,200$624,400
2025$8,072.00
2023$262,700$525,400
2022$7,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45326 Shoal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45326 Shoal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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