Macomb County property record for 45300 Shoal Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,112 sqft · built 2008 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,000 (Apr 2020) |
| Tax Bill | $6,613 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-378-010 |
| Primary APN | 20-08-33-378-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 1,381 sqft |
| Unfinished Basement | 1,381 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Split Level |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45300 SHOAL DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TWIN RIVER SUB NO. 1 LOT 147 LIBER : 157 PGS : 46-54 |
| Legal Subdivision | TWIN RIVER SUB |
| Legal Lot Number | 147 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 224201 |
45300 Shoal Dr is owned and occupied by two individuals who acquired it in November 2025.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Intrafamily Transfer, Transfer |
| Sep 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage GENISYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on File |
| Deed Sale | Apr 27, 2020 · Amount on File |
| Prior Sale | Jan 17, 2013 · Amount on File |
| Deed Document Number | 202050715 |
| Deed Book / Page | 26665 / 816 |
| Last Transfer Date | Nov 20, 2025 |
| Transfer Doc | 0000006744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 23, 2026 |
| Property Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Document Number | 2600006744 |
| Book / Page | 30487 / 740 |
| Map Reference | LB 157 PG 46 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202600006744 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Document Number | 2200109081 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 28817/6 |
| Instrument | 202200109081 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 19, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 27, 2020 |
| Property Address | 45300 SHOAL DR, MACOMB, MI 48044-4238 |
| Document Number | 0000050715 |
| Book / Page | 026665 / 000816 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 50715 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,113.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16670 GLENMOOR BLVD MACOMB MI 480445212, MACOMB, MI 48044-5212 |
| Document Number | 50716 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 026665/000817 |
| Instrument | 50716 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
The 2025 property tax bill for 45300 Shoal Dr was $6,613 with a homeowner's exemption, up 2.6% from the year before.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,200 (+4.25%) | $500,400 (+4.25%) | |
| 2025 | $6,613.00 (+2.62%) Homeowner's exemption | $240,000 | $480,000 |
| 2024 | $6,444.00 | ||
| 2023 | $209,500 | $419,000 | |
| 2022 | $5,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45300 Shoal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45300 Shoal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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