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4537 E Bay View Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 4537 E Bay View Ln, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleRustic
Year BuiltBuilt 1950
Square Footage480 sqft Gross Area
Lot Size11,853 sqft (0.272 acres)
Last Sale$380,000 (2026)
Tax Bill$1,820.00 (2026)

Property Details

APN / Parcel Number

Primary APN375-0023-00330
Alternative APNs
  • 1134188
  • 1152551
  • 1197358

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area480 sqft Gross Area
1st Floor480 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRustic Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area11,853 sqft (0.272 acres)
Deck Area56 sqft Deck
SaunaSauna
Storage Building144 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1197358
Street Address4537 E BAY VIEW LN
CityDULUTH
StateMN
Zip55803-9360
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionLOT 5 BLOCK B SERIAL #
Legal SubdivisionAUDITORS 42 TOWN OF GNESEN
Legal BlockB
Legal Lot Number5
JurisdictionST LOUIS MN
Minor Civil DivisionGNESEN
Census Blockgroup1
Census Block1023
Census Tract10602

Owner

Source: St. Louis County records · APN 375-0023-00330

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3220 ELM RD, DULUTH, MN 55804-3015
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Warranty Deed, Transfer · Conventional Mortgage
INTERNATIONAL BANK OF COMMERCE
Nov 23, 2020Warranty Deed, Transfer
NORTH SHORE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Doc Number20261101479
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 13, 2026
Property Address4537 E BAY VIEW LN, DULUTH, MN 55803-9360
Document Number0001101479
Instrument DateMay 05, 2026
Instrument2026.1101479
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126,654.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3220 ELM RD, DULUTH, MN 55804-3015

Mortgage

Document Number0001101480,
DateMay 13, 2026
Instrument2026.1101480
Lender
NameINTERNATIONAL BANK OF COMMERCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2056
Interest
Rate TypeAdjustable Rate
Rate7.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 23, 2020
Property Address4537 E BAY VIEW LN, DULUTH, MN 55803-9360
Document Number00T1032490
Instrument DateNov 12, 2020
InstrumentT1032490
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Tax$594.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 VALET RD DULUTH MN 558049707, DULUTH, MN 55804-9707

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGnesen Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,820.00 (+8.85%)
2025$1,672.00 (+0.84%)$211,100 (+26.71%) Land $93,900 Building $117,200$211,100 (+26.71%) Land $93,900 Building $117,200
2024$1,658.00$166,600 (+4.39%) Land $103,700 Building $62,900$166,600 (+4.39%) Land $103,700 Building $62,900
2022$159,600 Land $99,400 Building $60,200$159,600 Land $99,400 Building $60,200

Flood & Wildfire

4537 E Bay View Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 18th in Minnesota
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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