4529 E Bay View Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 4529 E Bay View Ln, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1950
Lot Size	0.249 acres (10,877 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2007)
Tax Bill	$2,246 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-0023-00370`

Property Details

APN / Parcel Number

Primary APN	`375-0023-00370`
Alternative APN	`1080019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	912 sqft Gross Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Lot Area	10,877 sqft (0.249 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	224 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1080019
Street Address	4529 E BAY VIEW LN
City	DULUTH
State	MN
Zip	55803-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK B SERIAL #
Legal Subdivision	AUDITORS PLAT #42
Legal Block	B
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	1
Census Block	1023
Census Tract	10602

Owner

Source: St. Louis County records · APN 375-0023-00370

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4529 E BAY VIEW LN, DULUTH, MN 55803-9360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2025	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit CENTRICITY CU
Jun 01, 2017	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2007 · Amount on Record
Deed Sale	Sep 17, 2007 · Amount on Record
Deed Document Number	2007842676
Last Transfer Date	Mar 02, 2016
Transfer Doc	000T968422
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4529 E BAY VIEW LN, DULUTH, MN 55803-9360
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 E BAY VIEW LN, DULUTH, MN 55803-9360

Mortgage

Document Number	0001096855
Date	Dec 05, 2025
Instrument	1096855

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4529 E BAY VIEW LN, DULUTH, MN 55803-9360
Document Number	00A1003648
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 E BAY VIEW LN DULUTH MN 558039360, DULUTH, MN 55803-9360

Mortgage

Document Number	00A1003648
Date	Oct 10, 2018
Instrument	A1003648

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 09, 2043

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4529 E BAY VIEW LN, DULUTH, MN 55803-9360
Document Number	000T986007
Instrument Date	Jun 01, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 E BAY VIEW LN DULUTH MN 558039360, DULUTH, MN 55803-9360

Mortgage

Document Number	000T986007
Date	Jun 15, 2017
Instrument	T986007

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (+8.92%)
2025	$2,062.00 (+0.78%)	$194,900 (-0.61%) Land $101,400 Building $93,500	$194,900 (-0.61%) Land $101,400 Building $93,500
2024	$2,046.00	$196,100 (+4.42%) Land $96,100 Building $100,000	$196,100 (+4.42%) Land $96,100 Building $100,000
2022		$187,800 Land $92,100 Building $95,700	$187,800 Land $92,100 Building $95,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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