St. Louis County property record for 4527 E Bay View Ln, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,400 sqft · built 1980 |
| Lot Size | 0.235 acres (10,271 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,100 (Jan 2021) |
| Tax Bill | $4,498 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0023-00380 |
| Primary APN | 375-0023-00380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Gross Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 10,271 sqft (0.235 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Deck Area | 192 sqft |
| Patio Area | 442 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1142434 |
|---|---|
| Street Address | 4527 E BAY VIEW LN |
| City | DULUTH |
| State | MN |
| Zip | 55803-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK B SERIAL # |
| Legal Subdivision | AUDITORS 42 TOWN OF GNESEN |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 375-0023-00380
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4527 E BAY VIEW LN, DULUTH, MN 55803-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE |
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Jan 06, 2021 | Grant Deed, Construction Loan · Construction Mortgage NATIONAL BK/CMRC |
| Jan 06, 2021 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Deed Document Number | 20211034809 |
| Prior Transfer Date | Dec 01, 2020 |
| Prior Transfer Doc | 00T1034807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4527 E BAY VIEW LN, DULUTH, MN 55803-9360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001057737 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 1057737 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4527 E BAY VIEW LN, DULUTH, MN 55803-9360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001054983 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 1054983 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 06, 2021 |
| Property Address | 4527 E BAY VIEW LN, DULUTH, MN 55803-9360 |
| Document Number | 00T1034809 |
| Instrument Date | Dec 04, 2020 |
| Instrument | T1034809 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 29, 2021 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1720 CLOVER VALLEY DR DULUTH MN 558049600, DULUTH, MN 55804-9600 |
| Document Number | T1034810 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | T1034810 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 05, 2022 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 06, 2021 |
| Property Address | 4527 E BAY VIEW LN, DULUTH, MN 55803-9360 |
| Document Number | 00T1034807 |
| Instrument Date | Dec 01, 2020 |
| Instrument | T1034807 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4527 E BAY VIEW LN DULUTH MN 558039360, DULUTH, MN 55803-9360 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,498.00 (+9.28%) Homeowner's exemption | ||
| 2025 | $4,116.00 (-0.91%) Homeowner's exemption | $628,200 (+55.92%) Land $112,800 Building $515,400 | $628,200 (+55.92%) Land $112,800 Building $515,400 |
| 2024 | $4,154.00 (+18.96%) | $402,900 (+32.97%) Land $111,200 Building $291,700 | $402,900 (+32.97%) Land $111,200 Building $291,700 |
| 2023 | $3,492.00 Homeowner's exemption | ||
| 2022 | $303,000 (+33.54%) Land $98,600 Building $204,400 | $303,000 (+33.54%) Land $98,600 Building $204,400 | |
| 2021 | $226,900 Land $84,000 Building $142,900 | $226,900 Land $84,000 Building $142,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 5 of 7 on primary residences |
| Wildfire Risk | Low above 7% of the US · above 21% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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