4535 Modoc Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 4535 Modoc Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2024)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`172-I16-000-033-00`

Property Details

APN / Parcel Number

Primary APN	`172-I16-000-033-00`

Exterior

Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	275 ft deep x 150 ft wide

Location & Zoning

Street Address	4535 MODOC RD
City	INDIAN RIVER
State	MI
Zip	49749-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INLAND WATERWAY ESTATES, LOT 33. (SEC 17, T35N,R2W) 658/59;1111/943;1403/344;1529/581
Legal Range	02W
Legal Township	033
Legal Section	17
Legal Subdivision	INLAND WATERWAY ESTATES
Legal Lot Number	33
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	KOEHLER
Census Block Group	3
Census Block	3056
Census Tract	960500

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11131 9 MILE RD, SOUTH LYON, MI 48178-9342
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Feb 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
Jan 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Jan 13, 2020 · Amount on Record
Deed Book / Page	1529 / 581
Prior Transfer Date	Nov 14, 2008
Prior Transfer Doc	1111000943
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	May 9, 2024
Property Address	4535 MODOC RD, INDIAN RIVER, MI 49749-9507
Document Number	001529/581
Book / Page	1529 / 581
Instrument Date	May 3, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11131 9 MILE RD, SOUTH LYON, MI 48178-9342

Mortgage

Document Number	0001529583
Date	May 9, 2024
Instrument	1529/583

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4535 MODOC RD, INDIAN RIVER, MI 49749-9507
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1182, INDIAN RIVER, MI 49749-1182

Mortgage

Document Number	0000001501/0000000885
Date	Feb 6, 2023
Book Page	0000001501/0000000885

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4535 MODOC RD, INDIAN RIVER, MI 49749-9507
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1182, INDIAN RIVER, MI 49749-1182

Mortgage

Document Number	0000001404/0000000619
Date	Feb 4, 2020
Book Page	0000001404/0000000619

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4535 MODOC RD, INDIAN RIVER, MI 49749-9507
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1182, INDIAN RIVER, MI 49749-1182

Mortgage

Document Number	0000001449/0000000454
Date	May 13, 2021
Book Page	0000001449/0000000454

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4535 MODOC RD, INDIAN RIVER, MI 49749-9507
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1182, INDIAN RIVER, MI 49749-1182

Mortgage

Document Number	0000001450/0000000926
Date	May 28, 2021
Book Page	0000001450/0000000926

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 13, 2020
Property Address	4535 MODOC RD, INDIAN RIVER, MI 49749-9507
Document Number	001403/344
Book / Page	1403 / 344
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1182, INDIAN RIVER, MI 49749-1182

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Koehler Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,000 (+57.81%)	$398,000 (+57.81%)
2025	$6,969.00 (+239.29%)
2023		$126,100	$252,200
2022	$2,054.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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