Riverside County property record for 45323 Zuma Dr, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,490 sqft · built 1991 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $636,000 (Apr 2023) |
| Tax Bill | $7,636 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-362-041 |
| Primary APN | 918-362-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| Gross Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45323 ZUMA DR |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-5721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .18 ACRES IN LOT 18 MB 173/084 TR 19872-4 |
| Legal Subdivision | 173M84 |
| Legal Tract | 19872-4 |
| Legal Lot Number | 18 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 43254 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 3, 2023 | Quit Claim Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| May 31, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2019 | Grant Deed, Transfer · Commercial Mortgage DEUTSCHE BANK NATIONAL TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 202395057 |
| Prior Transfer Date | Mar 9, 2023 |
| Prior Transfer Doc | 0000095057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL |
| Name | Verified Name |
|---|---|
| Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000386317 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 2023-0386317 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 3, 2023 |
| Property Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000095057 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 2023-0095057 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000095058 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-0095058 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 31, 2019 |
| Property Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000195741 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019-0195741 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1674 FARRELL WAY, PERRIS, CA 92571-3881 |
| Document Number | 0000195742 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-0195742 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 10, 2019 |
| Property Address | 45323 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000120844 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 2019-0120844 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Number | 0000120845 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019-0120845 |
| Name | DEUTSCHE BANK NATIONAL TRUST CO |
|---|---|
| Type | REO / Foreclosure Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,927 (+2%) Land $116,732 Building $558,195 | ||
| 2025 | $7,636.00 (+31.11%) | $661,694 (+38.68%) Land $114,444 Building $547,250 | |
| 2023 | $5,824.00 (+2.28%) | $477,127 Land $117,941 Building $359,186 | |
| 2022 | $5,694.00 | ||
| 2021 | $480,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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