Union County property record for 4533 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,992 sqft Living Area |
| Lot Size | 2,570 sqft (0.059 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2019) |
| Tax Bill | $2,550.00 (2025) |
| Primary APN | 09-363-404 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,992 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,570 sqft (0.059 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 264 sqft Garage |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4533 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #121 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-404
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4533 TRADD CIR, MONROE, NC 28110-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 22, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FOUNDERS FCU |
| Jun 05, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Prior Sale | Jun 05, 2019 · Amount on Record |
| Deed Doc Number | 201920948 |
| Deed Book / Page | 7420 / 637 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4533 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008373658 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 8373/658 |
| Instrument | 1829 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 22, 2019 |
| Property Address | 4533 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0007420637 |
| Book / Page | 7420 / 637 |
| Map Reference | CAB J FILE 364-366 |
| Instrument Date | Jul 09, 2019 |
| Instrument | 0020948 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0000020949 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 0020949 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 05, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 05, 2019 |
| Property Address | 4533 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 7386410 |
| Book / Page | 007386 / 000410 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 15521 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $394.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #350 SAN FRANCISCO CA 941052672, 350, SAN FRANCISCO, CA 94105-2672 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,550.00 (+10.92%) | $291,800 (+38.36%) Land $60,400 Building $231,400 | $291,800 (+38.36%) Land $60,400 Building $231,400 |
| 2023 | $2,299.00 | $210,900 Land $41,000 Building $169,900 | $210,900 Land $41,000 Building $169,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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