Union County property record for 4535 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,442 sqft Living Area |
| Lot Size | 2,570 sqft (0.059 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,500 (2021) |
| Tax Bill | $2,128.00 (2025) |
| Primary APN | 09-363-405 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,442 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,570 sqft (0.059 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 264 sqft Garage |
| Porch Area | 18 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 4535 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #122 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-405
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4535 TRADD CIR, MONROE, NC 28110-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage COLTEN MORTGAGE |
| Nov 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Aug 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Doc Number | 202141283 |
| Deed Book / Page | 8225 / 364 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 31, 2021 |
| Property Address | 4535 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 8225364 |
| Book / Page | 8225 / 364 |
| Map Reference | CAB J FL 366 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 41283 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $437.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1607 W IRVING PARK RD # RD2B, 1607, CHICAGO, IL 60613-0059 |
| Name | Verified Name |
|---|---|
| Address | 4535 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 41284 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 41284 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4535 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 7266681 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 7266/681 |
| Instrument | 0031462 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 12, 2019 |
| Property Address | 4535 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0007437215 |
| Book / Page | 7437 / 215 |
| Map Reference | CAB J FILE 366 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 0023525 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1418 ROANOKE CHURCH RD, 1418, MONROE, NC 28110-9236 |
| Name | Verified Name |
|---|---|
| Address | 4143 N SHERIDAN RD APT 2W, 2W, CHICAGO, IL 60613-5411 |
| Document Number | 0000023526 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 0023526 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2034 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,128.00 (+8.57%) | $243,500 (+35.43%) Land $60,400 Building $183,100 | $243,500 (+35.43%) Land $60,400 Building $183,100 |
| 2023 | $1,960.00 | $179,800 Land $41,000 Building $138,800 | $179,800 Land $41,000 Building $138,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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