Union County property record for 4522 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2008) |
| Tax Bill | $2,525.00 (2025) |
| Primary APN | 09-363-399 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,016 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,614 sqft (0.06 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 18 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4522 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #116 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-399
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4522 TRADD CIR, MONROE, NC 28110-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2008 · Amount on Record |
| Deed Sale | Jun 04, 2008 · Amount on Record |
| Prior Sale | Mar 24, 2008 · Amount on Record |
| Deed Doc Number | 200821568 |
| Deed Book / Page | 4909 / 274 |
| Last Transfer Date | Nov 20, 2019 |
| Transfer Doc | 7521716 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4522 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0008893402 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 8893/402 |
| Instrument | 9367 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4522 TRADD CIR, MONROE, NC 28110-5650 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008380416 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 8380/416 |
| Instrument | 2826 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 21, 2019 |
| Property Address | 4522 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0007521716 |
| Book / Page | 7521 / 716 |
| Map Reference | CAB J FILE 366 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 0036312 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4522 TRADD CIR, MONROE, NC 28110-5650 |
| Document Number | 0000036313 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 0036313 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,525.00 (+12.17%) | $288,900 (+39.9%) Land $60,400 Building $228,500 | $288,900 (+39.9%) Land $60,400 Building $228,500 |
| 2023 | $2,251.00 | $206,500 Land $41,000 Building $165,500 | $206,500 Land $41,000 Building $165,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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