4533 Annabelle Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4533 Annabelle Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,565 sqft · built 2013
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2021)
Tax Bill	$124 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C56-001-041-4859-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4859-8`
Alternative APN	`05-2N-23-1100-0000-0200`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,565 sqft Heated Area
Gross Area	3,275 sqft
1st Floor Area	2,565 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Finished
Garage Area	496 sqft
Porch	Open Porch
Porch Area	214 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4533 ANNABELLE LN
City	CRESTVIEW
State	FL
Zip	32539-6736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAITLYNS PRESERVE LOT 20
Legal Range	23
Legal Township	02N
Legal Section	05
Legal Subdivision	KAITLYNS PRESERVE
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1026
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4533 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Document Number	3486310
Deed Book / Page	3571 / 4936
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 7, 2021
Property Address	4533 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Document Number	0035714936
Book / Page	3571 / 4936
Map Reference	MB 25 PG 69
Instrument Date	Sep 2, 2021
Instrument	3486310
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 FRIENDSHIP RD, LAUREL, MS 39443-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 ANNABELLE LN, CRESTVIEW, FL 32539-6736

Mortgage

Document Number	0035714938
Date	Sep 7, 2021
Instrument	3571/4938

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4533 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034701526
Date	Jun 22, 2020
Book Page	3470/1526
Instrument	3367310

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 18, 2019
Property Address	4533 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Document Number	0034043508
Book / Page	3404 / 3508
Map Reference	MB 25 PG 69
Instrument Date	Jun 12, 2019
Instrument	3285516
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 MANOR LN, 700, CHEYENNE, WY 82009-3333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4533 ANNABELLE LN, CRESTVIEW, FL 32539-6736

Mortgage

Document Number	0034043513
Date	Jun 18, 2019
Instrument	3404-3513

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (+14.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$344,951 (-3.33%) Land $47,080 Building $297,871	$344,951 (-7.53%) Land $47,080 Building $297,871
2023	$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,823 (+3%)	$373,046 (+7.68%) Land $40,000 Building $333,046
2022	$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$346,430 Land $34,078 Building $312,352	$346,430 Land $34,078 Building $312,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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