4529 Annabelle Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4529 Annabelle Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft · built 2013
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$309,900 (Jun 2020)
Tax Bill	$124 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-001-041-4857-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4857-2`
Alternative APNs	`05-2N-23-1100-0000-0180` `23N205110000000180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,728 sqft Living Area
Gross Area	3,543 sqft
1st Floor Area	2,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	572 sqft
Porch	Finished/Open Porch
Porch Area	117 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4529 ANNABELLE LN
City	CRESTVIEW
State	FL
Zip	32539-6736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAITLYNS PRESERVE LOT 18
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	KAITLYNS PRESERVE
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1026
Census Tract	20702

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4529 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Mar 4, 2013 · Amount on Record
Deed Document Number	20203363843
Deed Book / Page	3467 / 1382
Last Transfer Date	Jul 1, 2024
Transfer Doc	0003700857
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4529 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4529 ANNABELLE LN, CRESTVIEW, FL 32539-6736

Mortgage

Document Number	0003657378
Date	Nov 14, 2023
Instrument	3657378

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Sep 1, 2028

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 8, 2020
Property Address	4529 ANNABELLE LN, CRESTVIEW, FL 32539-6736
Document Number	0034671382
Book / Page	003467 / 001382
Instrument Date	May 22, 2020
Instrument	3363843
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,169.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4529 ANNABELLE LN CRESTVIEW FL 325396736, CRESTVIEW, FL 32539-6736

Mortgage

Document Number	34671384
Date	Jun 8, 2020
Book Page	003467/001384
Instrument	3363844

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (-96.48%)	$349,597 (-7.54%) Land $47,080 Building $302,517	$349,597 (-7.54%) Land $47,080 Building $302,517
2023	$3,520.00 (+7.19%)	$378,120 (+7.67%) Land $40,000 Building $338,120	$378,120 (+7.67%) Land $40,000 Building $338,120
2022	$3,284.00	$351,191 Land $34,078 Building $317,113	$351,191 Land $34,078 Building $317,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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