4528 Annabelle Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 4528 Annabelle Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 2012
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Tax Bill	$124 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C56-001-041-4851-5`

Property Details

APN / Parcel Number

Primary APN	`C56-001-041-4851-5`
Alternative APNs	`05-2N-23-1100-0000-0120` `23N205110000000120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,342 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,796 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	450 sqft
Porch	Finished/Open Porch
Porch Area	152 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4528 ANNABELLE LN
City	CRESTVIEW
State	FL
Zip	32539-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAITLYNS PRESERVE LOT 12
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	KAITLYNS PRESERVE
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1027
Census Tract	20702

Owner

Source: Okaloosa County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 22, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
May 13, 2019	Intrafamily Transfer, Transfer · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019
Deed Sale	May 13, 2019
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	20193277171
Deed Book / Page	3398 / 3792
Prior Transfer Date	May 7, 2019
Prior Transfer Doc	0033983792
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704

Mortgage

Document Number	0035842534
Date	Nov 2, 2021
Book Page	3584/2534
Instrument	3502029

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036434852
Date	Sep 22, 2022
Book Page	3643/4852
Instrument	3580358

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Document Number	0034432700
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4528 ANNABELLE LN CRESTVIEW FL 325396704, CRESTVIEW, FL 32539-6704

Mortgage

Document Number	0034432700
Date	Feb 12, 2020
Book Page	003443/002700
Instrument	3336752

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	May 13, 2019
Property Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704
Document Number	0033983792
Book / Page	3398 / 3792
Map Reference	MB 25 PG 69
Instrument Date	May 7, 2019
Instrument	3277171
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AMERICAN HOME TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 ANNABELLE LN, CRESTVIEW, FL 32539-6704

Mortgage

Document Number	0003277172
Date	May 13, 2019
Instrument	3277172

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (+14.81%) Homeowner's exemption Veteran's exemption	$246,181 (+5.99%)	$308,667 (-6.98%) Land $47,080 Building $261,587
2023	$108.00 (-94.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$232,275 (+3%)	$331,846 (+7.78%) Land $40,000 Building $291,846
2022	$1,953.00 Homeowner's exemption	$225,510	$307,891 Land $34,078 Building $273,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

Nearby Properties on Annabelle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures