Riverside County property record for 45320 Esmerado Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,519 sqft · built 1986 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (May 2026) |
| Tax Bill | $5,580 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-302-025 |
| Primary APN | 918-302-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,519 sqft Living Area |
| Gross Area | 2,042 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 523 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45320 ESMERADO CT |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-6070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .10 ACRES IN LOT 66 MB 154/007 TR 19872-1 |
| Legal Subdivision | TRACT NO 19872 1 |
| Legal Tract | 19872-1 |
| Legal Lot Number | 66 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43254 |
Source: Riverside County records · APN 918-302-025
Assessment roll updated August 6, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 05, 2026 | Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 31, 2020 | Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Document Number | 2026136474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000157650 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0157650 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 05, 2026 |
| Property Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000136474 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.136474 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,548.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000136475, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026..136475 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 31, 2020 |
| Property Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000405699 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 2020-0405699 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000405700 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0405700 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45320 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000498028 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45320 ESMERADO CT TEMECULA CA 925926070, TEMECULA, CA 92592-6070 |
| Document Number | 0000498028 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 498028 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2049 |
Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,580.00 (+1.53%) | $460,031 (+4.04%) Land $119,066 Building $340,965 | |
| 2024 | $5,496.00 (+0.88%) | ||
| 2023 | $5,448.00 (+2.31%) | $442,170 Land $114,444 Building $327,726 | |
| 2022 | $5,325.00 | ||
| 2021 | $455,400 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MJM Telecom Fixed Wireless | 100 / 25 |
Based on FCC filings for 823 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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