Riverside County property record for 45319 Esmerado Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,841 sqft · built 1986 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $475,000 (Nov 2020) |
| Tax Bill | $6,137 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-303-004 |
| Primary APN | 918-303-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,841 sqft Living Area |
| Gross Area | 2,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,969 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 593 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 918303004 |
|---|---|
| Street Address | 45319 ESMERADO CT |
| City | TEMECULA |
| State | CA |
| Zip | 92592-6072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .16 ACRES IN LOT 80 MB 154/007 TR 19872-1 |
| Legal Subdivision | TRACT 19872 1 |
| Legal Tract | 19872-1 |
| Legal Lot Number | 80 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43254 |
Source: Riverside County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 45139 ESMERADO COURT, TEMECULA, CA 92592 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LOAN CENTER |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER |
| Mar 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Nov 12, 2020 | Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER |
| Mar 15, 2017 | Quit Claim Deed, Transfer GENERATIONS ESCROW CORPORATION, GENERATIONS ESCROW CORP |
| Mar 15, 2017 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Nov 12, 2020 · Amount on Record |
| Deed Document Number | 0000564020 |
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 0000191488 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000221118 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0221118 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000474575 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-0474575 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000100065 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020-0100065 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000561529 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0561529 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 12, 2020 |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000564020 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020-0564020 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | SOUTHWEST ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000564021 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0564021 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Number | 0000564022 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0564022 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 15, 2017 |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000104993 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 104993 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | GENERATIONS ESCROW CORPORATION, GENERATIONS ESCROW CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 45272 CALLESITA ORD TEMECULA CA 92592, TEMECULA, CA 92592 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 15, 2017 |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000104994 |
| Map Reference | DOC111218 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 2017-0104994 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | TICOR TITLE RIVERSIDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000104995 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 2017-0104995 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 17, 2017 |
| Property Address | 45319 ESMERADO CT, TEMECULA, CA 92592-6072 |
| Document Number | 0000019733 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 19733 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45272 CALLESITO ORDENES TEMECULA CA 925921644, TEMECULA, CA 92592-1644 |
Source: Riverside County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,137.00 (+2.44%) | $514,152 (+4.04%) Land $119,066 Building $395,086 |
| 2023 | $5,991.00 (+2.27%) | $494,190 Land $114,444 Building $379,746 |
| 2022 | $5,858.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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