Riverside County property record for 45316 Esmerado Ct, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,502 sqft · built 1986 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $405,000 (Aug 2019) |
| Tax Bill | $5,408 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-302-024 |
| Primary APN | 918-302-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45316 ESMERADO CT |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-6070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .10 ACRES IN LOT 65 MB 154/007 TR 19872-1 |
| Legal Subdivision | TRACT NO. 198721 |
| Legal Tract | 19872-1 |
| Legal Lot Number | 65 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 43254 |
Source: Riverside County records · APN 918-302-024
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45316 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP |
| Aug 08, 2019 | Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2019 · Amount on Record |
| Deed Sale | Aug 08, 2019 · Amount on Record |
| Deed Document Number | 2019301270 |
| Last Transfer Date | Jun 05, 2024 |
| Transfer Doc | 0000235946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45316 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000315342 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020-0315342 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 08, 2019 |
| Property Address | 45316 ESMERADO CT, TEMECULA, CA 92592-6070 |
| Document Number | 0000301270 |
| Map Reference | MB 154 PG 7-12 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019-0301270 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | TICOR TITLE RIVERSIDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13078 SIGNATURE PT APT 82, 82, SAN DIEGO, CA 92130-1543 |
| Document Number | 0000301271 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 2019-0301271 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,778 (+2%) Land $122,703 Building $329,075 | ||
| 2025 | $5,408.00 (+2.42%) | $442,921 (+4.04%) Land $120,298 Building $322,623 | |
| 2023 | $5,280.00 (+2.31%) | $425,725 Land $115,628 Building $310,097 | |
| 2022 | $5,161.00 | ||
| 2021 | $455,760 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650432543, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MJM Telecom Fixed Wireless | 100 / 25 |
Based on FCC filings for 823 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3310038, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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