4532 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4532 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 3 ba · 2,866 sqft · built 1883
Lot Size	0.107 acres (4,640 sqft)
Owner	Individual Name on Record
Tax Bill	$3,778 (2023)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-04-318-031`

Property Details

APN / Parcel Number

Primary APN	`20-04-318-031`
Alternative APN	`20-04-318-031-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,866 sqft Living Area

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1885
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,640 sqft (0.107 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4532 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-3410
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(SOUTH) (CHICAGO) (LAND) & (BUILDING) ASSN SUB OF WH OF NH SH OF SW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	SOUTH CHICAGO LAND & BUILDING
Legal Block	4
Legal Lot Number	14,13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4008
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4532 S EMERALD AVE, CHICAGO, IL 60609-3410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2009
Transfer Doc	0000018010
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4532 S EMERALD AVE, CHICAGO, IL 60609-3410
Document Number	1830419270
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4532 S EMERALD AVE CHICAGO IL 606093410, CHICAGO, IL 60609-3410

Mortgage

Document Number	1830419270
Date	Oct 31, 2018
Instrument	30419270

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+7.41%) Land $2,784 Building $26,216	$290,000 (+7.41%) Land $27,840 Building $262,160
2023	$3,778.00 (-0.55%)
2022	$3,799.00 (+1.28%) Homeowner's exemption Senior Citizen's exemption	$27,000 (-) Land $4,640 Building $22,360	$270,000 (-) Land $46,400 Building $223,600
2021	$3,751.00 Homeowner's exemption Senior Citizen's exemption	$27,000 Land $4,640 Building $22,360	$270,000 Land $46,400 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20