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4538 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4538 S Emerald Ave, Chicago, IL 60609

Property Summary

Property TypeApartments (5+ Units)
Details4 bd · 2 ba · 1,920 sqft · built 1889
Lot Size0.089 acres (3,866 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Jun 2016)
Tax Bill$4,154 (2023)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-04-318-033

Property Details

APN / Parcel Number

Primary APN20-04-318-033
Alternative APN
  • 20-04-318-033-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area1,920 sqft Living Area

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1890
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,866 sqft (0.089 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address4538 S EMERALD AVE
CityCHICAGO
StateIL
Zip60609-3410
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal DescriptionSOUTH8 1/3 FT LOT15 BLK4 W2N2S2SW4 S04 T38N R14E 3P
Legal Range14E
Legal Township38N
Legal Section04
Legal SubdivisionSOUTH CHICAGO LAND & BLDG
Legal Block4
Legal Lot Number15
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4008
Census Tract842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4538 S Emerald Ave, a residential property, is owned by an individual who bought it in June 2016.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4514 S EMERALD AVE, CHICAGO, IL 60609-3410
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2016 · Amount on File
Deed SaleJun 22, 2016 · Amount on File
Deed Document Number20168039
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4538 S EMERALD AVE, CHICAGO, IL 60609-3410
Document Number1722946367
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4514 S EMERALD AVE CHICAGO IL 606093410, CHICAGO, IL 60609-3410

Mortgage

Document Number1722946367
DateAug 17, 2017
Instrument22946367
Lender
NameCOUNTRYSIDE BK
TypeBank
Address6734 JOLIET RD, COUNTRYSIDE, IL 60525-4515
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 16, 2022
Interest
Rate TypeAdjustable Rate
Rate5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,270 Land $2,320 Building $19,950$222,700 Land $23,200 Building $199,500
2023$4,154.00 (+2.59%)
2022$4,049.00 (+2.3%)$19,687 (-) Land $3,866 Building $15,821$196,870 (-) Land $38,660 Building $158,210
2021$3,958.00$19,687 Land $3,866 Building $15,821$196,870 Land $38,660 Building $158,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4538 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4538 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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