Cook County property record for 4528 S Emerald Ave, Chicago, IL 60609
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 2 ba · 3,000 sqft · built 1878 |
| Lot Size | 0.067 acres (2,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,419 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04-318-030 |
| Primary APN | 20-04-318-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Living Area |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 2,900 sqft (0.067 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 4528 S EMERALD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60609-3410 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RS-3 |
| Legal Description | (SOUTH) (CHICAGO) (LAND) & (BUILDING) ASSN SUB OF WH OF NH SH OF SW SEC 04-38-14 |
| Legal Range | 14E |
| Legal Township | 38N |
| Legal Section | 04 |
| Legal Subdivision | SOUTH CHICAGO LAND & BUILDING |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 842600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4528 S EMERALD AVE, CHICAGO, IL 60609-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 12, 2006 |
| Transfer Doc | 0000018052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4528 S EMERALD AVE, CHICAGO, IL 60609-3410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033447262 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2133447262 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4528 S EMERALD AVE, CHICAGO, IL 60609-3410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018146068 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2118146068 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4528 S EMERALD AVE, CHICAGO, IL 60609-3410 |
| Document Number | 2026207164 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NTC - KEY W |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4528 S EMERALD AVE CHICAGO IL 606093410, CHICAGO, IL 60609-3410 |
| Document Number | 2026207164 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 26207164 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2050 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 (+6.9%) Land $1,740 Building $29,260 | $310,000 (+6.9%) Land $17,400 Building $292,600 | |
| 2023 | $5,419.00 (+3%) | ||
| 2022 | $5,261.00 (+1.94%) Homeowner's exemption | $29,000 (-) Land $2,900 Building $26,100 | $290,000 (-) Land $29,000 Building $261,000 |
| 2021 | $5,161.00 Homeowner's exemption | $29,000 Land $2,900 Building $26,100 | $290,000 Land $29,000 Building $261,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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