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4530 Flounder Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4530 Flounder Dr, Hernando Beach, FL 34607 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,476 sqft Living Area
Lot Size7,198 sqft (0.165 acres)
Last Sale$260,000 (2025)
Tax Bill$5,386.00 (2025)

Property Details

APN / Parcel Number

Primary APNR12-223-16-2010-0250-0120
Alternative APNs
  • 00156235
  • 156235

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Building Area1,476 sqft Living Area
Gross Area2,099 sqft Gross Area
1st Floor1,116 sqft 1st Floor
Upper Floors360 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1994
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,198 sqft (0.165 acres)
Deck Area136 sqft Deck
Porch Area534 sqft Porch
Utility Building80 sqft Utility Building

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Account Number00156235
Street Address4530 FLOUNDER DR
CityHERNANDO BEACH
StateFL
Zip34607-2932
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 4 BLK 25 LOT 12
Legal SubdivisionGULF COAST RET UNIT 4
Legal Block25
Legal Lot Number12
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup2
Census Block2025
Census Tract41501

Owner

Source: Hernando County records · APN R12-223-16-2010-0250-0120

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address29313 WILPAYNE RD, BROOKSVILLE, FL 34602-7436
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 26, 2023Warranty Deed, Transfer · Balloon Payment
SMITH AND SMITH LLC
Jun 10, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE FARM BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleJun 26, 2023 · Amount on Record
Deed Doc Number202547117
Deed Book / Page4581 / 1533
Last Transfer DateFeb 13, 2026
Transfer Doc0000010183
Record RefreshedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateFeb 18, 2026
Property Address4530 FLOUNDER DR, HERNANDO BEACH, FL 34607-2932
Document Number0046691143
Book / Page4669 / 1143
Map ReferenceMB 6 PG 95A-95C
Instrument DateFeb 13, 2026
Instrument2026010183
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4530 FLOUNDER DR, HERNANDO BEACH, FL 34607-2932

Transferred To (Grantee/Buyer)

NameVerified Name
Address29313 WILPAYNE RD, BROOKSVILLE, FL 34602-7436

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4530 FLOUNDER DR, HERNANDO BEACH, FL 34607-2932
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0039380489
DateJan 13, 2021
Book Page3938/489
Instrument2021002286
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2050

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 26, 2023
Property Address4530 FLOUNDER DR, HERNANDO BEACH, FL 34607-2932
Document Number0043121658
Book / Page4312 / 1658
Map ReferenceMB 6 PG 95A-95C
Instrument DateJun 14, 2023
Instrument2023039238
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyUNITY TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,467.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4208 W WISCONSIN AVE, TAMPA, FL 33616-1140

Transferred To (Grantee/Buyer)

NameVerified Name
Address1172 COATES LN, SUMMERLAND KEY, FL 33042-4321

Mortgage

Document Number0043121660
DateJun 26, 2023
Instrument4312/1660
Lender
NameSMITH AND SMITH LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 10, 2019
Property Address4530 FLOUNDER DR, HERNANDO BEACH, FL 34607-2932
Document Number0037130372
Book / Page3713 / 0372
Map ReferenceMB 6 PG 95A-95C
Instrument DateJun 04, 2019
Instrument2019035635
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySOUTHERN SECURITY TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 BELLAIRE CT, APPLETON, WI 54911-5280

Mortgage

Document Number0003713373
DateJun 10, 2019
Instrument3713/373
Lender
NameSTATE FARM BANK FSB
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change7.12%
Index1-Year LIBOR
Max Rate10.1%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,386.00 (+33.09%)$344,939 (+52.53%) Land $189,732 Building $155,207$344,939 (+6.84%) Land $189,732 Building $155,207
2023$226,150 (-24.12%) Land $101,945 Building $124,205
2022$4,047.00$298,019 Land $148,271 Building $149,748$322,850 Land $195,490 Building $127,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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