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4502 Flounder Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4502 Flounder Dr, Hernando Beach, FL 34607 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,242 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$59,000 (2017)
Tax Bill$6,572.00 (2025)

Property Details

APN / Parcel Number

Primary APNR12-223-16-2010-0250-0090
Alternative APNs
  • 00156208
  • 156208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Building Area1,242 sqft Living Area
Gross Area2,700 sqft Gross Area
1st Floor1,242 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached Garage
Garage Area1,242 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Account Number00156208
Street Address4502 FLOUNDER DR
CityHERNANDO BEACH
StateFL
Zip34607-2932
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 4 BLK 25 LOT 9
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 4
Legal Block25
Legal Lot Number9
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup2
Census Block2025
Census Tract41501

Owner

Source: Hernando County records · APN R12-223-16-2010-0250-0090

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4502 FLOUNDER DR, HERNANDO BEACH, FL 34607-2932
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
MIDFLORIDA CU
May 11, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
GTE FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2017 · Amount on Record
Deed SaleMay 11, 2017 · Amount on Record
Prior SaleDec 17, 2003 · Amount on Record
Deed Doc Number201726941
Deed Book / Page3468 / 1460
Prior Transfer DateSep 21, 2010
Prior Transfer Doc0027741317
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4502 FLOUNDER DR, SPRING HILL, FL 34607
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address22418 DORION ST, SAINT CLAIR SHORES, MI 48082-1445

Mortgage

Document Number0041840403
DateJun 15, 2022
Book Page4184/403
Instrument2022046316
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term370 Months
DueApr 01, 2053

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 11, 2017
Property Address4502 FLOUNDER DR, SPRING HILL, FL 34607
Document Number0034681460
Book / Page3468 / 1460
Map ReferenceMB6 PG95A-C
Instrument DateApr 25, 2017
Instrument2017026941
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanySOUTHERN SECURITY TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$413.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3086 CORI ROSSO LN, 3086, LAS VEGAS, NV 89141-3242

Transferred To (Grantee/Buyer)

NameVerified Name
Address47852 JEFFERSON AVE, CHESTERFIELD, MI 48047-2229

Mortgage

Document Number34681461
DateMay 11, 2017
Instrument3468/1461
Lender
NameGTE FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term181 Months
DueJun 01, 2032
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJun 01, 2022
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
Index1-Year LIBOR
Max Rate10.8%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,572.00 (+282.54%) Homeowner's exemption$467,444 (+483.58%) Land $153,600 Building $313,844$467,444 (+193.5%) Land $153,600 Building $313,844
2023$80,100
2022$1,718.00$159,264 Land $158,400 Building $864

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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