Hernando County property record for 4491 Flounder Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,337 sqft · built 1976 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2021) |
| Tax Bill | $1,915 (2025) |
| Deeds & Mortgages | Jun 2021 Sale Jul 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0250-0180 |
| Primary APN | R12-223-16-2010-0250-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 2,337 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 278 sqft |
| Deck Area | 84 sqft |
| Patio Area | 112 sqft |
| Utility Building | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00156280 |
|---|---|
| Street Address | 4491 FLOUNDER DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 25 LOT 18 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 25 |
| Legal Lot Number | 18 |
| Legal Unit | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2010-0250-0180
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4491 FLOUNDER DR, HERNANDO BEACH, FL 34607-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Jul 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2016 · Amount on Record |
| Deed Document Number | 2021048003 |
| Deed Book / Page | 4018 / 256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 24, 2021 |
| Property Address | 4491 FLOUNDER DR, HERNANDO BEACH, FL 34607-2931 |
| Document Number | 0040180256 |
| Book / Page | 4018 / 256 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Jun 19, 2021 |
| Instrument | 2021048003 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4464 SAN JUAN DR, 4464, HERNANDO BEACH, FL 34607-2956 |
| Name | Verified Name |
|---|---|
| Address | 4491 FLOUNDER DR, HERNANDO BEACH, FL 34607-2931 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 24, 2018 |
| Property Address | 4491 FLOUNDER DR, HERNANDO BEACH, FL 34607-2931 |
| Document Number | 0036061476 |
| Book / Page | 003606 / 001476 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 44857 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4464 SAN JUAN DR HERNANDO BEACH FL 346072956, HERNANDO BEACH, FL 34607-2956 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,915.00 (-67.55%) Additional exemption filed | $173,638 (-59.44%) Land $153,600 Building $20,038 | $173,638 (-59.44%) Land $153,600 Building $20,038 |
| 2023 | $428,142 (-1.53%) Land $165,159 Building $262,983 | ||
| 2022 | $5,901.00 Homeowner's exemption | $434,775 Land $119,040 Building $315,735 | $428,142 Land $158,400 Building $269,742 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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