4530 E Coldstream Ln, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4530 E Coldstream Ln, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	3.75 ba · 3,906 sqft · built 1993
Lot Size	0.349 acres (15,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Jul 2022)
Tax Bill	$4,107 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-18-090`

Property Details

APN / Parcel Number

Primary APN	`117-18-090`
Alternative APN	`R0027868`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,906 sqft Living Area
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Concrete
Roof Material	Wood
Lot Area	15,179 sqft (0.349 acres)
Garage Type	Built-in
Garage Area	441 sqft
Porch	Porch
Deck Area	Deck Area
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0027868
Street Address	4530 E COLDSTREAM LN
City	FLAGSTAFF
State	AZ
Zip	86004-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CONTINENTAL CC EST UNIT 02 LOT: 389 SIXTEENTH: NW QUARTER: NW SECTION: 19 TOWNSHIP: 21N RANGE: 08E
Legal Subdivision	CONTINENTAL CC EST UNIT 02
Legal Lot Number	389
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2011
Census Tract	601

Owner

Source: Coconino County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4530 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage WALLICK & VOLK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Mar 27, 2015 · Amount on Record
Deed Document Number	20223955209
Prior Transfer Date	Mar 20, 2015
Prior Transfer Doc	0003717024
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Recording Date	Aug 5, 2026
Property Address	4530 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0004044561
Instrument Date	Jul 22, 2026
Instrument	20264044561
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208

Mortgage

Document Number	0004044561,
Date	Aug 5, 2026
Instrument	20264044561

Lender

Name	BELL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 22, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 15, 2022
Property Address	4530 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003955209
Map Reference	CASE 3 MAP 90-90B
Instrument Date	Jul 6, 2022
Instrument	3955209
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 383, LITCHFIELD PARK, AZ 85340-0383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4530 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208

Mortgage

Document Number	0003955210
Date	Jul 15, 2022
Instrument	3955210

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,584 (+10.34%) Land $23,921 Building $69,663
2025	$4,107.00 (+8.28%)	$84,814 (-4.35%)	$848,141 (-4.35%) Land $239,210 Building $608,931
2024		$88,669 Land $23,921 Building $64,748
2023	$3,793.00 Homeowner's exemption		$886,687 Land $239,210 Building $647,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

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