4505 E Coldstream Ln, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4505 E Coldstream Ln, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,243 sqft · built 1979
Lot Size	0.282 acres (12,270 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Nov 1995)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Jul 2022 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`117-18-089`

Property Details

APN / Parcel Number

Primary APN	`117-18-089`
Alternative APN	`R0027867`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,243 sqft Living Area
1st Floor Area	2,243 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	12,270 sqft (0.282 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	145 sqft
Deck Area	Deck Area
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0027867
Street Address	4505 E COLDSTREAM LN
City	FLAGSTAFF
State	AZ
Zip	86004-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CONTINENTAL CC EST UNIT 02 LOT: 388 SIXTEENTH: NW QUARTER: NW SECTION: 19 TOWNSHIP: 21N RANGE: 08E
Legal Subdivision	CONTINENTAL CC EST UNIT 02
Legal Lot Number	388
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2011
Census Tract	601

Owner

Source: Coconino County records, as of July 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4505 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Beneficiary Deed, Transfer
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 1995 · Amount on Record
Deed Sale	Nov 22, 1995 · Amount on Record
Deed Document Number	199533836
Deed Book / Page	1823 / 716
Last Transfer Date	May 26, 2022
Transfer Doc	0003954536
Record Updated	Sep 20, 2026

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 6, 2022
Property Address	4505 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003954536
Map Reference	CASE3 MAP90,90A&90B
Instrument Date	May 26, 2022
Instrument	3954536
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4505 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4505 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003862261
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4505 E COLDSTREAM LN FLAGSTAFF AZ 860049208, FLAGSTAFF, AZ 86004-9208

Mortgage

Document Number	0003862261
Date	Jan 6, 2020
Instrument	3862261

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 5, 2100

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4505 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003862260
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4505 E COLDSTREAM LN FLAGSTAFF AZ 860049208, FLAGSTAFF, AZ 86004-9208

Mortgage

Document Number	0003862260
Date	Jan 6, 2020
Instrument	3862260

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 5, 2100

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,170 (+2.85%) Land $22,782 Building $47,388
2025	$3,197.00 (+3.6%)	$68,224 (-3.66%)	$682,242 (-3.66%) Land $268,028 Building $414,214
2024	$3,086.00 (+4.82%)	$70,815 Land $26,803 Building $44,012
2023	$2,944.00 Homeowner's exemption		$708,148 Land $268,028 Building $440,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless, T-Mobile.

Nearby Properties on E Coldstream Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures