4500 E Coldstream Ln, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4500 E Coldstream Ln, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,314 sqft · built 1984
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$602,000 (Aug 2022)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`117-18-092`

Property Details

APN / Parcel Number

Primary APN	`117-18-092`
Alternative APN	`R0027870`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Porch
Deck Area	Deck Area
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0027870
Street Address	4500 E COLDSTREAM LN
City	FLAGSTAFF
State	AZ
Zip	86004-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CONTINENTAL CC EST UNIT 02 LOT: 391 SIXTEENTH: SW QUARTER: SW SECTION: 18 TOWNSHIP: 21N RANGE: 08E
Legal Subdivision	CONTINENTAL CC EST UNIT 02
Legal Lot Number	391
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	2
Census Block	2011
Census Tract	601

Owner

Source: Coconino County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4071 S LAFAYETTE PL, CHANDLER, AZ 85249-2918
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 26, 2022	Intrafamily Transfer, Transfer
Jan 26, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2020	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WALLICK & VOLK
Apr 5, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20223957516
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0003948989
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 17, 2022
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003957516
Map Reference	CASE 3 MAP 90-90B
Instrument Date	Aug 9, 2022
Instrument	3957516
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 S LAFAYETTE PL, CHANDLER, AZ 85249-2918

Mortgage

Document Number	0003957517
Date	Aug 17, 2022
Instrument	3957517

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Apr 26, 2022
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003948989
Map Reference	CASE 3 MAP 90-90B
Instrument Date	Sep 2, 2021
Instrument	3948989
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 FUNSTON AVE APT 8, 8, PACIFIC GROVE, CA 93950-5417

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003806954
Date	Jan 26, 2018
Instrument	3806954

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003838696
Date	Apr 3, 2019
Instrument	3838696

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003861507
Date	Dec 26, 2019
Instrument	3861507

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 1, 2020
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003885454
Instrument Date	Aug 21, 2020
Instrument	3885454
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4500 E COLDSTREAM LN FLAGSTAFF AZ 860049208, FLAGSTAFF, AZ 86004-9208

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 1, 2020
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003885455
Instrument Date	Aug 18, 2020
Instrument	3885455
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 FUNSTON AVE #8 PACIFIC GROVE CA 939505417, 8, PACIFIC GROVE, CA 93950-5417

Mortgage

Document Number	3885456
Date	Sep 1, 2020
Instrument	3885456

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Apr 5, 2017
Property Address	4500 E COLDSTREAM LN, FLAGSTAFF, AZ 86004-9208
Document Number	0003781024
Instrument Date	Mar 7, 2017
Instrument	3781024
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE, STEWART TITLE AND TR/PHOENIX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5185 E HICKORY DR FLAGSTAFF AZ 860047391, FLAGSTAFF, AZ 86004-7391

Mortgage

Document Number	3781025
Date	Apr 5, 2017
Instrument	3781025

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,416 (-3.86%) Land $22,080 Building $29,336
2025	$2,820.00 (+3.03%)	$53,483 (-2.94%)	$534,837 (-2.94%) Land $275,994 Building $258,843
2024	$2,737.00 (+3.99%)	$55,105 Land $27,599 Building $27,506
2023	$2,632.00		$551,051 Land $275,994 Building $275,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Bluespan Wireless, T-Mobile.

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