453 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 453 Monterey Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 1973
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Oct 2002)
Tax Bill	$9,702 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-132-27`

Property Details

APN / Parcel Number

Primary APN	`044-132-27`
Alternative APN	`044-132-27-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,213 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	636 sqft
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	453 MONTEREY DR
City	APTOS
State	CA
Zip	95003-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52
Legal Subdivision	DEER PARK VILLA SITES 01
Legal Lot Number	52
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122202

Owner

Source: Santa Cruz County records · APN 044-132-27

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 MONTEREY DR, APTOS, CA 95003-4809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 14, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Dec 04, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2002 · Amount on Record
Deed Sale	Oct 02, 2002 · Amount on Record
Prior Sale	Oct 10, 1997 · Amount on Record
Deed Document Number	200270581
Last Transfer Date	Jul 09, 2020
Transfer Doc	0000025617
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2020
Property Address	453 MONTEREY DR, APTOS, CA 95003-4809
Document Number	0000025619
Instrument Date	Jul 09, 2020
Instrument	25619
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	453 MONTEREY DR APTOS CA 950034809, APTOS, CA 95003-4809

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2020
Property Address	453 MONTEREY DR, APTOS, CA 95003-4809
Document Number	0000025617
Instrument Date	Jul 09, 2020
Instrument	25617
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	453 MONTEREY DR APTOS CA 950034809, APTOS, CA 95003-4809

Mortgage

Document Number	25618
Date	Jul 14, 2020
Instrument	25618

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	453 MONTEREY DR, APTOS, CA 95003-4809
Document Number	0000036793
Instrument Date	Dec 04, 2018
Transaction Type	Mortgage
Record Updated	Jan 04, 2019
Title Company	LANDSAFE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	453 MONTEREY DR APTOS CA 950034809, APTOS, CA 95003-4809

Mortgage

Document Number	0000036793
Date	Dec 11, 2018
Instrument	36793

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$737,325 (+2%) Land $443,193 Building $294,132
2025	$9,702.00 (+10.34%) Homeowner's exemption	$722,867 (+4.04%) Land $434,503 Building $288,364
2023	$8,793.00 (+1.62%) Homeowner's exemption	$694,798 Land $417,631 Building $277,167	$948,510
2022	$8,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 511 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Surfnet Communications	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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