Santa Cruz County property record for 448 Monterey Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,912 sqft · built 1976 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Trust Name on File |
| Last Sale | $525,000 (Nov 2010) |
| Tax Bill | $9,134 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-351-01 |
| Primary APN | 044-351-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 588 sqft |
| Patio Area | 588 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 448 MONTEREY DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP SUB 1 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122202 |
Source: Santa Cruz County records · APN 044-351-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 448 MONTEREY DR, APTOS, CA 95003-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2010 · Amount on Record |
| Deed Sale | Nov 19, 2010 · Amount on Record |
| Prior Sale | Jul 14, 2010 · Amount on Record |
| Deed Document Number | 201048320 |
| Last Transfer Date | Jul 15, 2013 |
| Transfer Doc | 0000036983 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,071 (+2%) Land $377,339 Building $308,732 | ||
| 2025 | $9,134.00 (+10.65%) Homeowner's exemption | $672,618 (+4.04%) Land $369,940 Building $302,678 | |
| 2023 | $8,255.00 (+2.19%) Homeowner's exemption | $646,500 Land $355,575 Building $290,925 | $1,006,560 |
| 2022 | $8,078.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 511 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures