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451 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 451 Monterey Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,541 sqft · built 1966
Lot Size0.115 acres (5,009 sqft)
OwnerTrust Name on File
Last Sale$529,545 (Nov 2020)
Tax Bill$8,661 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN044-132-28

Property Details

APN / Parcel Number

Primary APN044-132-28
Alternative APN
  • 044-132-28-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,541 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Roof MaterialOther
Lot Area5,009 sqft (0.115 acres)
TerrainSteep
View / LotOcean
Garage TypeCarport
Garage Area382 sqft
CarportCarport
Carport Area382 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address451 MONTEREY DR
CityAPTOS
StateCA
Zip95003-4809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionDEER PARK VILLA SITES 01
Legal Lot Number52
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract122202

Owner

Source: Santa Cruz County records · APN 044-132-28

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address2280 WALLACE AVE, APTOS, CA 95003-4233
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 16, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Deed Document Number202048055
Prior Transfer DateJul 12, 2019
Prior Transfer Doc0000019884
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 13, 2020
Property Address451 MONTEREY DR, APTOS, CA 95003-4809
Document Number0000048055
Map ReferenceMB 18 PG 48
Instrument DateNov 10, 2020
Instrument2020-0048055
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TTL CO OF NORTH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2280 WALLACE AVE, APTOS, CA 95003-4233

Mortgage

Document Number0000048056
DateNov 13, 2020
Instrument2020-0048056
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 16, 2019
Property Address451 MONTEREY DR, APTOS, CA 95003-4809
Document Number0000019884
Instrument DateJul 12, 2019
Instrument19884
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2280 WALLACE AVE APTOS CA 950034233, APTOS, CA 95003-4233

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$636,183 (+2%) Land $472,312 Building $163,871
2025$8,661.00 (+10.73%)$623,709 (+4.04%) Land $463,051 Building $160,658
2023$7,822.00 (+2.4%)$599,490 Land $445,070 Building $154,420$720,810
2022$7,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 511 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Verizon, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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